Estate Planning Attorney inLadson, SC

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Securing Your Legacy in South
Carolina

Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in Ladson, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time and that time is now.

We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at CDH Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.

At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?

Many of the clients in Ladson that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:

  • How much does estate planning cost?
  • What kind of results can I expect?
  • How long will this process take?

If these questions sound familiar, know that you are not alone. At CDH Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in Ladson. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.

The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.

Estate Planning Law Ladson, SC
Service Areas

Our firm specializes in several areas of estate planning and family law, including:

  • Estate Planning
  • Last Will and Testament
  • Living Wills
  • Heath Care Power of Attorney
  • Living Wills
  • Irrevocable Trusts
  • Revocable Trusts
  • Retirement Trusts
  • Special Needs Trusts

The CHSA Law
Difference

At CHSA Law, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.

As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.

Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.

 Estate Planning Attorney Ladson, SC The-Cobb-Dill-Hammett-Difference
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What Our Clients Say

What is Estate Planning in
Ladson, SC?

The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.

 Estate Planning Lawyer Ladson, SC
A good estate plan covers more than fiscal assets, however. A comprehensive
estate plan should include the following:
  • If you have children who are minors, instructions as to who will be their guardian when you die.
  • Long-term care insurance if you suffer from an extended injury or illness.
  • Instructions that dictate what happens to you and your financial affairs if you become incapacitated before death.
  • Instructions on the transfer of your business after retirement, incapacity, disability, or death.
  • Instructions on how to provide for loved ones who might need help managing money or who need protection from creditors.
  • Probate and tax avoidance that help minimize court fees, taxes, and legal fees.
  • Planning Medicaid payments.
  • Instructions that help complete or update beneficiary designations.
  • Assist family members who have special needs without disqualifying them from government benefits.

Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.

The Basics of Estate Planning
in Ladson, SC

Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.

1.

Working with a Tax Advisor and Estate Planning
Attorney in Ladson, SC

Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.

In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.

 Law Firm Ladson, SC
2.

Maximizing
Your Estate

If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.

Estate Planning Law Ladson, SC
3.

Inheritance, Estate,
and Gift Taxes

One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.

Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.

 Estate Planning Attorney Ladson, SC

Choosing the
Executor of Your Will

The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:

  • Collecting Your Assets
  • Paying Outstanding Bills
  • Submitting Tax Returns
  • Petitioning the Court for Documents
  • Distributing Assets to Your Beneficiaries
 Estate Planning Lawyer Ladson, SC

If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in Ladson, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.

The Benefits of Estate Planning
in Ladson, SC

One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.

With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.

At CDH Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.

At CDH we offer a "Will Package" that includes 4 necessary documents.

If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:

  • Last will and testament
  • Healthcare power of attorney
  • Durable power of attorney
  • living will

Common Documents Included
in Your Estate Plan

As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:

1.

Will

Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in Ladson, SC, to create and update your will.

The contents of a will typically include:

  • Designation of the executor, who is responsible for adhering to the provisions of your will.
  • Designation of beneficiaries the people who will be inheriting your assets
  • Instructions that dictate how and when your beneficiaries will receive assets.
  • Instructions that assign guardianship for any minor children.

Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.

 Law Firm Ladson, SC
2.

Living Will

Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.

For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.

Estate Planning Law Ladson, SC
3.

Trusts

Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.

With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.

There are two distinct trust categories that you should be aware of: revocable and irrevocable.

 Estate Planning Attorney Ladson, SC

Revocable Trust:

Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.

Irrevocable Trust:

This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.

When drafted with the help of an estate planning lawyer in Ladson, SC, your trust can also:

Protect Your Legacy:

When constructed properly, a trust can protect your estate from your heirs' creditors. This can be a huge relief for beneficiaries who might need to brush up on money management skills.

Privacy and Probate:

Probate records are made available for public consumption. With a trust, you may have the choice of having your assets pass outside of probate court so that they remain private. In the process, you may also save money that you would lose to taxes and court fees.

Control Wealth:

Because you can specify the exact terms of a trust, you have more control over who receives your assets and when they receive them. As an example, you can set up a revocable trust so that your assets are attainable while you're alive. When you pass, remaining assets are distributed, even in complex situations involving children from multiple marriages.

The Top Estate Planning Law Firm in the Lowcountry

If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With CDH Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes something that we have been helping clients achieve for years. Don't leave your legacy up to chance contact our office today and secure your future generations.

CONTACT US

Latest News in Ladson, SC

Funding for new 900-student Ladson Elementary School approved by committee

LADSON, S.C. (WCSC) - The Charleston County School District is one step closer to getting a new elementary school in Ladson.The Charleston County School District’s Audit and Finance Committee approved funding for a new Ladson Elementary School Tuesday afternoon. The Charleston County Board of Trustees will have a final vote on the building next week.The project is just now in the beginning stages, but the new Ladson Elementary School will cost over $47 million for materials and labor to build the school that will hold 900...

LADSON, S.C. (WCSC) - The Charleston County School District is one step closer to getting a new elementary school in Ladson.

The Charleston County School District’s Audit and Finance Committee approved funding for a new Ladson Elementary School Tuesday afternoon. The Charleston County Board of Trustees will have a final vote on the building next week.

The project is just now in the beginning stages, but the new Ladson Elementary School will cost over $47 million for materials and labor to build the school that will hold 900 students.

Ladson Elementary School is currently located at 3321 Ladson Rd., with the current building being completed back in 1976.

“I think the biggest thing is always to make sure they’ve got enough bids to find the best price,” parent Joy Brown says. “It is a huge ticket item, but it’s expensive to build a school.”

The existing Ladson Elementary School has seen steady growth over the last four years according to data from the South Carolina Department of Education 45-day school headcount numbers.

This year the school has 893 students compared to 843 students back in 2020.

Going even further back to 2012, Ladson Elementary had 801 students.

As the Charleston County School District continues to grow with more people moving to the area, Brown says it’s important for the district to spend money in the right places.

“I think for me as a parent, I feel like it’s important to have the right amount of schools,” Brown says. “School size matters, class size matters. You can’t have tons of kids packed into one school; Charleston’s a high growth area.”

The committee also approved over $66 million for 12 projects throughout the district ranging from renovations, replacements, and new buildings. Some projects of note include:

“I think it’s important for people to realize this money has been allocated specifically for schools,” Brown says. “We just want to make sure that it is efficiently used when you’re looking at growth.”

Copyright 2023 WCSC. All rights reserved.

Sensory-Friendly Santa event in Charleston caters to families with autistic kids

In Charleston’s bustling holiday season, parents gear up to bring kids to the traditional Santa at the mall. But for parents of autistic kids, that vibrant scene could be a potential sensory overload.That’s why the Medical University of South Carolina’s SPARK research group and Tri-County Therapy are hosting a Sensory-Friendly Santa event on Dec. 2 in Ladson at 3851 Commercial Center Drive from noon to 5 p.m.Autism families often have to forego the traditional photo of kids with Santa, said Dr. Laura Carpenter...

In Charleston’s bustling holiday season, parents gear up to bring kids to the traditional Santa at the mall. But for parents of autistic kids, that vibrant scene could be a potential sensory overload.

That’s why the Medical University of South Carolina’s SPARK research group and Tri-County Therapy are hosting a Sensory-Friendly Santa event on Dec. 2 in Ladson at 3851 Commercial Center Drive from noon to 5 p.m.

Autism families often have to forego the traditional photo of kids with Santa, said Dr. Laura Carpenter, professor of pediatrics and psychiatry and chief of psychology for SPARK.

“Going to a crowded Christmas event can be really hard because those are usually lots of lights, lots of noise and lots of crowds that can be really overwhelming,” Carpenter said. “We’re trying to give them that typical childhood experience, but in a way that is actually enjoyable for the child.”

According to a recent report from the Centers for Disease Control and Prevention (CDC), one in 36 children have been identified with autism spectrum disorder at age 8, a significant rise from past years. The CDC also found that autism diagnoses increased 30 percent from 2018-2020 in minority communities.

“For the first time, the percentage of Asian, Black and Hispanic children identified with autism was higher than among 8-year-old White children,” according to an article published by the S.C. Department of Health and Environmental Control.

The Ladson event will not only give kids a chance to experience Santa Claus in a less-crowded and overwhelming environment, but families are also able to contribute to autism research.

SPARK is a nationwide community of families, autistic adults and researchers working to understand autism and improve lives. The organization is researching autism across the lifespan to better understand what makes each person with autism unique — and how each child, adult and family can get the support they need to thrive. There are approximately 50,000 people included so far.

NORTH CHARLESTON — To continue efforts to become the Coast Guard’s “operational center of gravity” on the East Coast, officials broke ground Jan. 26 on its new $160 million campus.

This 64-acre site along the Cooper River — just south of the former naval base that closed in 1996 — will house an administration building and redesigned 1,100-foot concrete pier.

Construction is expected to begin later this year and be completed in 2026.

“This Charleston campus will have improved infrastructure that translates into more productive personnel and more efficient operations,” said Capt. Neal Armstrong, the commanding officer of facilities design and construction.

The 51,500-square-foot administration building will provide training and conference room space, and additional rooms dedicated to cutter ship support.

Sustainability is a priority, so the new facility will achieve net-zero energy usage and a net-zero carbon footprint, Armstrong said.

The current Pier November will be replaced with a pier more than three feet taller to enhance durability during coastal storms. It will provide utilities to support five national security cutters and a 90-ton crane, which is critical for dockside maintenance, Armstrong said.

During the design and construction phases nearly 60 subcontractors will support the two main contractors on the project, Whiting-Turner Contracting Company and RQ Construction LLC, providing work for nearly 900 people.

Commandant of the Coast Guard Adm. Linda Fagan, who spoke at the groundbreaking ceremony, said every Coast Guard mission begins and ends at a shore facility. When the ships are not at sea, they need a base that can provide necessary maintenance, she added.

The missions conducted at Base Charleston are vital to protecting national security and economic prosperity, Fagan said, adding that the new campus will aid in “lifesaving work,” including patrolling the waters for smuggled narcotics.

HOT PROPERTIES: Ladson complex sells for $77.5M

A 336-unit multifamily housing complex in Ladson called Broadstone Ingleside sold for $77.5 million, according to Cushman & Wakefield, a commercial real estate services firm that arranged the deal.Cushman & Wakefield’s John Phoenix, Louis Smart and Austin Green represented the seller in the transaction. The multifamily community was acquired by a joint venture between affiliates of Abacus Capital and Westbrook Partners, according to a Cushman & Wakefield news release."Broadstone Ingleside is a best-in-cla...

A 336-unit multifamily housing complex in Ladson called Broadstone Ingleside sold for $77.5 million, according to Cushman & Wakefield, a commercial real estate services firm that arranged the deal.

Cushman & Wakefield’s John Phoenix, Louis Smart and Austin Green represented the seller in the transaction. The multifamily community was acquired by a joint venture between affiliates of Abacus Capital and Westbrook Partners, according to a Cushman & Wakefield news release.

"Broadstone Ingleside is a best-in-class garden asset built by one of the most prolific developers in the nation,” Smart, director at Cushman & Wakefield, said in the news release. “This deal is in the absolute bullseye for job growth and in-migration in Charleston — one of the fastest growing and most sought-after markets we cover.”

Broadstone Ingleside is a desirable property because it is positioned in a rapidly expanding North Charleston submarket just off Interstate 26, located near several big-name corporations, the news release said.

Cushman & Wakefield’s Sunbelt Multifamily Advisory Group is a 109-person investment sales team covering 11 states. The group closed $11.1 billion in sales volume through 360 deals and more than 60,300 units.

Hot Properties highlights recently sold or leased commercial properties in the Charleston region. Send in your transactions using our online form. Other recent commercial real estate transactions include:

Brent Case and Jing “Julia” Donovan of Coldwell Banker Commercial Atlantic represented the landlord, Windsor Hill Flex LLC, in the lease of retail/flex/office space at Suite 4 at 8210 Windsor Hill Blvd. in North Charleston. Hannah Kamba of Coldwell Banker Commercial Atlantic represented the tenant, La Hacienda of West Ashley LLC.

Kristen Krause of Coldwell Banker Commercial Atlantic represented the seller in the sale of 2,500 square feet on 1.29 acres of commercial redevelopment property at 1905 Old Trolley Road in Summerville for $1.5 million. Michael Silverman of TSCG represented the buyer.

Jing “Julia” Donovan of Coldwell Banker Commercial Atlantic represented the tenant, Poke Cafe Tanger Outlet LLC, in the lease of retail space at Tanger Outlet in North Charleston from Masison Plaza LLC. Chase Development Company represented the landlord.

Markus Kastenholz and Remington Beatty of Colliers South Carolina represented the buyer, Triple B Capital LLC, in the sale of retail space at 2400 Gap Road in North Charleston for $2,000,000.

Robert Pratt of Re/Max Pro Realty represented the buyer, RLP LLC and Tricom Associates LLC, in the sale of 10,880 square feet of retail space at 10599 Dorchester Road in Summerville from PRED Pharmacy-Summerville LLC for $1,850,000. Joel Cukier of Ascension Advisory represented the seller.

Patrick Nealon of Colliers South Carolina represented the seller, Arbys Properties LLC, in the sale of 2,600 square feet of retail space at 6124 Rivers Ave. in North Charleston to Abrahim Dabit.

Berkeley Co. deputies investigating after shooting leaves 1 injured in Ladson

The Berkeley County Sheriff’s Office is investigating after a shooting in Ladson left one person injured.The shooting occurred on Miami Street, off College Park Road.Just after 1 p.m. on Friday, Nov. 10, Berkeley County Communications received a 911 call about a shooting that occurred with one person injured. Responding deputies located the victim in the parking lot of Food Lion after the victim attempted to have someone drive them to an emergency room.The victim was transported to an area hospital for treatment....

The Berkeley County Sheriff’s Office is investigating after a shooting in Ladson left one person injured.

The shooting occurred on Miami Street, off College Park Road.

Just after 1 p.m. on Friday, Nov. 10, Berkeley County Communications received a 911 call about a shooting that occurred with one person injured. Responding deputies located the victim in the parking lot of Food Lion after the victim attempted to have someone drive them to an emergency room.

The victim was transported to an area hospital for treatment.

The Berkeley County Sheriff’s Office continues to investigate this case.

Dar Shokri and Fred Robinson each hit a hole-in-one in January to start 2024 off with a bang at Goose Creek’s Crowfield Golf Club

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Goose Creek Mayor Greg Habib, left, was joined by John Matthews of the Goose Creek NAACP at city hall to officially proclaim Monday, Jan. 15, as Dr. Martin Luther King Jr. Day in the city of Goose Creek. King was born Jan. 15, 1929, and the day has been celebrated as a federal holiday for 38 years. The proclamation praises King for “working alongside people of all ages, races and backgrounds” and encouraging Americans “to come together to strengthen communities and empower the impoverished.”

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By submitting this form, you are consenting to receive marketing emails from: The Post and Courier, 148 Williman Street, Charleston, SC, 29403, US, https://www.postandcourier.com. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact.

What drives you crazy? The intersection of Lincolnville Road and Ladson Road

LADSON, S.C. (WCBD) – Are you frustrated with traffic backups in Ladson? One resident has what they feel would be a simple fix to help alleviate a major intersection.The traffic pattern and potholes at the intersection of Lincolnville and Ladson roads have been a source of frustration for many drivers in the Ladson area. The area sees backups during the morning and afternoon rush hours often.One News 2 viewer who drives through the intersection daily believes a turn lane could make all the difference.Karen Fonkert ...

LADSON, S.C. (WCBD) – Are you frustrated with traffic backups in Ladson? One resident has what they feel would be a simple fix to help alleviate a major intersection.

The traffic pattern and potholes at the intersection of Lincolnville and Ladson roads have been a source of frustration for many drivers in the Ladson area. The area sees backups during the morning and afternoon rush hours often.

One News 2 viewer who drives through the intersection daily believes a turn lane could make all the difference.

Karen Fonkert said that with so many neighborhoods on Lincolnville Road – and even more being built – backups in Ladson are only getting worse. Especially at the Lincolnville/Ladson Road intersection. She said what is normally an eight-minute commute with no traffic, is often much longer.

“Usually, it’s about a 20-minute wait, just at the light. It backs way up, about a half mile, normally. And so if there’s an accident anywhere along there, it’s even worse,” said Fonkert.

As it stands now, cars move left to leave space for those turning right. But instead of a right turn lane, cars have to traverse a mess of dirt and potholes where the road drops off.

In fact, Fonkert said she once saw a truck break its axle when its tire fell into a pothole. But she says some new pavement could solve the problem.

“What I really think would help, and a lot of people have said this too, if there were a right turn lane. That would allow traffic to keep going through, and it maybe wouldn’t back up so far back on Lincolnville Road,” she said.

The roadway is maintained by the state. News 2 asked officials with the South Carolina Department of Transportation if they would be willing to look into paving a legitimate turn lane – but unfortunately, they only came up with this response:

“There are not any upcoming projects planned for this intersection.” They encouraged any concerned residents to reach out to their customer service center.

If this intersection drives you crazy, you can let SCDOT know. And if there’s any other roadway issue, you’d like for us to look into, send an email to mfee@wcbd.com.

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