Estate Planning Attorney inMonarch Mill, SC

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Securing Your Legacy in South

Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in Monarch Mill, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time and that time is now.

We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at CDH Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.

At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?

Many of the clients in Monarch Mill that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:

  • How much does estate planning cost?
  • What kind of results can I expect?
  • How long will this process take?

If these questions sound familiar, know that you are not alone. At CDH Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in Monarch Mill. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.

The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.

Estate Planning Law Monarch Mill, SC
Service Areas

Our firm specializes in several areas of estate planning and family law, including:

  • Estate Planning
  • Last Will and Testament
  • Living Wills
  • Heath Care Power of Attorney
  • Living Wills
  • Irrevocable Trusts
  • Revocable Trusts
  • Retirement Trusts
  • Special Needs Trusts

The CHSA Law

At CHSA Law, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.

As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.

Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.

 Estate Planning Attorney Monarch Mill, SC The-Cobb-Dill-Hammett-Difference

What Our Clients Say

What is Estate Planning in
Monarch Mill, SC?

The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.

 Estate Planning Lawyer Monarch Mill, SC
A good estate plan covers more than fiscal assets, however. A comprehensive
estate plan should include the following:
  • If you have children who are minors, instructions as to who will be their guardian when you die.
  • Long-term care insurance if you suffer from an extended injury or illness.
  • Instructions that dictate what happens to you and your financial affairs if you become incapacitated before death.
  • Instructions on the transfer of your business after retirement, incapacity, disability, or death.
  • Instructions on how to provide for loved ones who might need help managing money or who need protection from creditors.
  • Probate and tax avoidance that help minimize court fees, taxes, and legal fees.
  • Planning Medicaid payments.
  • Instructions that help complete or update beneficiary designations.
  • Assist family members who have special needs without disqualifying them from government benefits.

Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.

The Basics of Estate Planning
in Monarch Mill, SC

Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.


Working with a Tax Advisor and Estate Planning
Attorney in Monarch Mill, SC

Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.

In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.

 Law Firm Monarch Mill, SC

Your Estate

If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.

Estate Planning Law Monarch Mill, SC

Inheritance, Estate,
and Gift Taxes

One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.

Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.

 Estate Planning Attorney Monarch Mill, SC

Choosing the
Executor of Your Will

The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:

  • Collecting Your Assets
  • Paying Outstanding Bills
  • Submitting Tax Returns
  • Petitioning the Court for Documents
  • Distributing Assets to Your Beneficiaries
 Estate Planning Lawyer Monarch Mill, SC

If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in Monarch Mill, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.

The Benefits of Estate Planning
in Monarch Mill, SC

One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.

With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.

At CDH Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.

At CDH we offer a "Will Package" that includes 4 necessary documents.

If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:

  • Last will and testament
  • Healthcare power of attorney
  • Durable power of attorney
  • living will

Common Documents Included
in Your Estate Plan

As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:



Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in Monarch Mill, SC, to create and update your will.

The contents of a will typically include:

  • Designation of the executor, who is responsible for adhering to the provisions of your will.
  • Designation of beneficiaries the people who will be inheriting your assets
  • Instructions that dictate how and when your beneficiaries will receive assets.
  • Instructions that assign guardianship for any minor children.

Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.

 Law Firm Monarch Mill, SC

Living Will

Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.

For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.

Estate Planning Law Monarch Mill, SC


Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.

With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.

There are two distinct trust categories that you should be aware of: revocable and irrevocable.

 Estate Planning Attorney Monarch Mill, SC

Revocable Trust:

Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.

Irrevocable Trust:

This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.

When drafted with the help of an estate planning lawyer in Monarch Mill, SC, your trust can also:

Protect Your Legacy:

When constructed properly, a trust can protect your estate from your heirs' creditors. This can be a huge relief for beneficiaries who might need to brush up on money management skills.

Privacy and Probate:

Probate records are made available for public consumption. With a trust, you may have the choice of having your assets pass outside of probate court so that they remain private. In the process, you may also save money that you would lose to taxes and court fees.

Control Wealth:

Because you can specify the exact terms of a trust, you have more control over who receives your assets and when they receive them. As an example, you can set up a revocable trust so that your assets are attainable while you're alive. When you pass, remaining assets are distributed, even in complex situations involving children from multiple marriages.

The Top Estate Planning Law Firm in the Lowcountry

If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With CDH Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes something that we have been helping clients achieve for years. Don't leave your legacy up to chance contact our office today and secure your future generations.


Latest News in Monarch Mill, SC

The monarch butterfly is nearly extinct. Here’s how Greensboro is trying to save them.

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated.GREENSBORO, N.C. (WGHP) – The effort to keep alive the nearly extinct Monarch butterfly is getting a boost from the city of Greensboro.Monarchs, those orange-and-black beauties that have iconic status across North America, are fighting a plummet into extinction that has seen the population decline by some 99% in the past repor...

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated.

GREENSBORO, N.C. (WGHP) – The effort to keep alive the nearly extinct Monarch butterfly is getting a boost from the city of Greensboro.

Monarchs, those orange-and-black beauties that have iconic status across North America, are fighting a plummet into extinction that has seen the population decline by some 99% in the past half-century. reports the Monarch’s population actually increased in the 2021-22 season by 35%, as measured in Mexico where the eastern Monarch migrates during winter. In California, where the western Monarch spends its winters, the decline has been from about 1.2 million in the 1990s to fewer than 2000 in 2020, the Center for Biological Diversity reported.

The population count in Mexico was only 29,418 observed butterflies, which is about 1% of the number recorded in 1980.

But the eastern states account for about 99% of the population of those butterflies in North America, and the Monarch’s migration pattern brings them right through North Carolina. Some of them fly as much as 3,000 miles, biologists say.

Biologists said that in 2019 there were an estimated 300 million of them passing through on their return from Mexico, but in 2020 that figure was down to 141.5 million.

That’s where the city of Greensboro comes in. Mayor Nancy Vaughan on Thursday signed the National Wildlife Federation’s Mayors’ Monarch Pledge, joining a network of cities that have committed to help save the population of those butterflies.

The city’s Parks and Recreation Department will plant more milkweed and native plants to create more habitats for pollinating insects, such as the Monarch, the city said in a release.

Monarchs help pollinate plants, and Monarch caterpillars lay their eggs exclusively on the leaves of the milkweed plants. There are six varietals of milkweed in the Eastern U.S. But the loss of these natural habitats to development and the expansion of herbicides have increased the decline of the species, experts say.

The city will expand its plantings in gardens at the Downtown Greenway, Greensboro Arboretum, Keeley Park Community Garden, and Price Park and educate the public about the need for native habitats. The city says the butterfly garden at the Arboretum, which is a joint project with Greensboro Beautiful, is a certified monarch waystation and includes interpretive signs to inform the public.

The Greensboro Science Center has its new Cole Family Butterfly House and Monarch Conservation Project that allows visitors to interact with the Monarchs and other species.

“The City of Greensboro and our community partners have already taken steps to increase natural pollinator habitat across our facilities,” Greensboro Parks and Recreation Department Director Nasha McCray said in the release announcing the new effort. “We look forward to working with our colleagues and our neighbors to expand this habitat throughout the city.”

Patrick Fitzgerald, senior director of community wildlife at the National Wildlife Federation, said in the release that such efforts by municipalities “play a pivotal role in advancing monarch butterfly conservation in urban and suburban areas.”

Do You Know Your Lowcountry?: King Charles II, the merry monarch

For the Anglophiles among us, how splendid was the recent coronation of King Charles III? All that royal pomp and circumstance calls to mind that the last time a King Charles sat on the English throne, the first permanent settlers of his namesake city were just sailing into Charleston Harbor.Author Robert Rosen begins his clas...

For the Anglophiles among us, how splendid was the recent coronation of King Charles III? All that royal pomp and circumstance calls to mind that the last time a King Charles sat on the English throne, the first permanent settlers of his namesake city were just sailing into Charleston Harbor.

Author Robert Rosen begins his classic "A Short History of Charleston" noting that never was a city more aptly named than Charles Town was for Charles II, who was born May 29, 1630, under the auspices of the planet Venus, goddess of love, beauty, pleasure and wealth — all characteristics that would shape Charleston from its very beginning.

By the time Charles was 14, the prince found himself entrenched in the battlefield alongside his father, Charles I, fighting Puritan rebels in the English Civil War. As King Charles realized his chances of victory were becoming elusive, he sought to protect his son and heir by sending him to the court of his French cousin, King Louis XIV.

As he feared, Charles I lost the war and was beheaded. The victorious Puritans, led by Oliver Cromwell, dismantled the monarchy and began transforming England into a rather somber place. Meanwhile, Charles II flourished, embracing French fashions, culture and the company of enticing ladies of the court. He grew into a “precocious maturity, cynical, self-indulgent, skilled in the sort of moral evasions that make life comfortable even in adversity,” according to the Encyclopedia Britannica.

As he entered adulthood, Charles traveled to many of the royal courts of Europe seeking support to regain his father’s throne. During these travels, he established romantic liaisons with a great number of women, both ennobled and obscure.

To make a long story short, Charles eventually found the support he needed to reestablish his claim to the throne through the support of eight wealthy Englishmen (whom we recall in Charleston as the Lords Proprietors), to whom he granted all the land from the Virginia border to St. Augustine, Fla., and as far west as the Pacific coast, wherever that might be. Thus, Carolina and its capital Charles Town were founded.

As his birth star had foretold, Charles II grew into a man who loved life, beauty, pleasure and luxury, and he embraced them all with little reserve. Upon his accession, Charles II set about ushering in England’s great Restoration Era — what Rosen calls “the merry old England of bawdy theaters, wenches, witty playwrights, horse racing, formal gardens and easy virtue.” In nearly all aspects, early Charlestonians established their new colony on the values and social customs of Charles’ reign.

His marriage to Catherine of Braganza did nothing to curb Charles’ voracious love life, one which he had cultivated well before his marriage and which he vigorously maintained thereafter. Though exactly how many women Charles had affairs with will undoubtedly forever remain an unsubstantiated footnote in history, documentation exists for a dozen liaisons. And though Queen Catherine never gave Charles any legitimate heirs, the lusty king acknowledged at least 12 children born to seven of his mistresses, granting them lands, titles and pensions, some even carrying the surname Fitzroy, or child of the king.

With no legitimate heirs, Charles’ throne passed to his brother James II and his progeny, meaning that no direct descendent of Charles II has ever ruled England. But one soon will — and not through the bloodline of his father, the newly crowned King Charles III.

Lady Diana Spencer, mother of heir apparent Prince William, was a direct descendent of two of Charles’ affairs: Henry Fitzroy, 1st Duke of Grafton and son by Barbara Villers, Duchess of Cleveland; and Charles Lennox, 1st Duke of Richmond and son with Louise de Kérouaille, Duchess of Portsmouth — one day making Prince William the first direct descendent of King Charles II to sit on the English throne.

And in case that’s not enough scandal to drop into your next cocktail party conversation, bear in mind other distinguished descendants of Charles II include (gasp) Camilla, the new Queen of England; Sarah Ferguson, Prince Andrew’s ex-wife and Duchess of York; and for Game of Thrones fans, Kit Harington, perhaps better known as Jon Snow, King in the North.

And so the legacy of Good King Charles II will live on in England, even as it does here in the city that was named in his honor.

Greer becomes state’s first Monarch City, Clemson hopes to follow

UPSTATE, S.C. (FOX Carolina) - Greer has become the first Monarch City in South Carolina.They announced it at the Center for the Arts Park. Greer is also a certified National Community Wildlife Habitat now.According to the South Carolina Wildlife Federation, monarch butterflies’ population has been on the decline. So, Monarch City U.S.A. is partnering with cities all over the country to help do their part to save the struggling population....

UPSTATE, S.C. (FOX Carolina) - Greer has become the first Monarch City in South Carolina.

They announced it at the Center for the Arts Park. Greer is also a certified National Community Wildlife Habitat now.

According to the South Carolina Wildlife Federation, monarch butterflies’ population has been on the decline. So, Monarch City U.S.A. is partnering with cities all over the country to help do their part to save the struggling population.

Greer’s Camellia Garden Club Project Manager Kelly Long says a lot of work went into making this happen. They released butterflies at The Edward R. Driggers City of Greer Center for the Arts park to get the garden started. There is also a garden at the Kid’s Planet Playground.

“We’ve got 300 household businesses, churches, and schools that cared enough to help us. It took two years to get us to this point. And so, now, we’re nationally certified. And we’re excited about it. And we hope many, other communities will do the same,” Long said.

One way to help the butterflies is by planting milkweeds. That’s where they like to lay their eggs. There are milkweeds at Greer’s butterfly gardens. And Mayor Rick Danner says they have plans to expand.

“We’ve got one now at the park at City Hall. This is our second one. And we’ll be adding more,” said Danner.

Long says she raises butterflies herself. She hopes residents get involved as well.

“Any kind of wildlife, we want to encourage children and families to take care of so it’s around for generations to come,” Long said, “So, it’s important to make a place for wildlife on your property.”

The City of Clemson is working to be right behind them. Council member Catherine Watt says the issues are deeper than just butterflies. Like a cocoon, it’s time for a change.

“I think it’s no secret. We see it across the Upstate: the destruction of natural habitat in the way of development,” Watt said.

Becoming a Monarch City is one way to help. Plus, Watt says Clemson wants to become a safe home for birds, bees, and all wildlife. They’re going to educate residents and encourage them to plant milkweeds.

“This is a small step that we can start taking to preserve our green space, to give back, and to make sure that our communities are what we want them to be for our children and grandchildren,” said Watt.

Watt says Liz Vogt came up with the idea from a post on Facebook. Vogt partnered with Doyle Carr to bring this to the attention to the council. Clemson has had a few meetings to discuss plans. They are in the process of mapping places for the butterflies. They want to bulk purchase seeds through the city or a grant, but, either way, they’ll keep it low-cost.

Long says Greer is also working to be a home for birds, reptiles, and all wildlife. Watt says it doesn’t matter who’s first. It all helps the environment.

“The more, the merrier; this is not a competition. This is about protecting what we love about The Upstate,” said Watt, “And so, if I can get every municipality in South Carolina to do it, I would.”

You can request a free packet of native, milkweed seeds from the state’s Wildlife Federation here.

Copyright 2022 WHNS. All rights reserved.

SERVPRO Is Offering Property Damage Restoration Services In Indian Land, SC

SERVPRO of Indian Land, Cherokee, Union, and Chester Counties is offering local South Carolina homeowners and businesses a full suite of property cleaning, restoration, and construction services.With a range of services that encompasses everything required for a property’s restoration and upkeep, SERVPRO of Indian Land, Cherokee, Union, and Chester Counties has emerged as a trusted leader in the region’s restoration industry. The company bo...

SERVPRO of Indian Land, Cherokee, Union, and Chester Counties is offering local South Carolina homeowners and businesses a full suite of property cleaning, restoration, and construction services.

With a range of services that encompasses everything required for a property’s restoration and upkeep, SERVPRO of Indian Land, Cherokee, Union, and Chester Counties has emerged as a trusted leader in the region’s restoration industry. The company boasts a highly trained team of certified professionals who use the latest restoration technology and cleaning techniques to make short work of even the most challenging projects.

“We offer a 24-hour emergency service to help you immediately deal with problems that threaten your property’s integrity,” says the spokesperson for the company. “As our motto says, Faster to any size disaster™, we are ready to move out every day at any time.”

The company’s full range of services includes water damage, fire damage, mold remediation, storm/disaster, construction, commercial services, specialty cleaning, and general cleaning. It also offers additional services such as air duct/HVAC cleaning, biohazard/crime scene, carpet/upholstery, ceiling/floor/walls, document restoration, drapes/blinds, odor removal, roof tarping/board-up, and vandalism/graffiti cleanup.

SERVPRO of Indian Land, Cherokee, Union, and Chester Counties is locally owned and operated and attributes its success to the highly trained technicians who have grown up and live in the communities they serve which include Gaffney, Chester, Union, Blacksburg, Great Falls, Edgemoor, Jonesville, Buffalo, Chesnee, East Gaffney, Cherokee Falls, Monarch Mill, Carlisle, Lockhart, Fort Lawn, Richburg, Eureka Mill, Indian Land, Van Wyck, and Lowrys.

The company’s spokesperson explains, “As a local leader in the restoration services industry, we take pride in the fact that everyone on our team has a deep unbreakable bond with those we serve. When you call us out for an emergency, we don’t waste any time arriving on site because, at the end of the day, as fellow South Carolinians ourselves, we have the same commitment to you as we do to our friends, neighbors, and family. You just don’t get that level of responsive service and dedication to customer satisfaction from businesses these days. At SERVPRO, we insist on settling for nothing less.”

The company’s well-reviewed service is backed up by a long list of professional qualifications. These include certifications and licenses such as HST - Health and Safety Technician, AMRT - Applied Microbial Remediation Technician, OCT - Odor Control Technician, ASD - Applied Structural Drying Technician, OSHA - 10-hour General and/or Construction Industry Training Program, RRT - Carpet Repair & Reinstallation Technician, WRT - Water Damage Restoration Technician, UFT - Upholstery & Fabric Cleaning Technician, ECTP - Employee Certification Training Program, FSRT - Fire & Smoke Damage Restoration Technician, CMT - Commercial Carpet Maintenance Technician, and RRRP - Lead-Based Paint Activities and Renovation.

SERVPRO of Indian Land, Cherokee, Union, and Chester Counties has received an overwhelmingly positive response from its customers which is evident in the perfect 5.0 rating on its Google Business Profile from over 20 reviews. Customers have repeatedly praised the Indian Land property damage restoration services company for its communicative and professional crew members, fair pricing, and excellent customer service.

A recent review says, “After receiving an astronomical quote from a competitor, the SERVPRO Indian Land team resolved all my issues with a cost-effective solution. They were on time, professional, and exceeded my expectations with the quality of their work. They will be my first call for any flood, fire, or mold issues in the future! I highly recommend.”

Another local customer writes, “Wonderful, friendly, knowledgeable, empathetic personnel. Leaders of teams are very up on what they are doing; what to do; how to do it; how to make the affected parties feel at ease and relaxed to know they are in such competent hands; and what to do next; and keep parties informed.”

Readers looking for property damage restoration in Indian Land can contact SERVPRO of Indian Land, Cherokee, Union, and Chester Counties at (803) 681-2188 24/7 to schedule the company's emergency property damage restoration services.


For more information about SERVPRO of Indian Land, Cherokee, Union, and Chester Counties, contact the company here:

SERVPRO of Indian Land, Cherokee, Union, and Chester Counties Michael Pezant (803) 581-1570 SERVPRO of Indian Land, Cherokee, Union, and Chester Counties 1057 Red Ventures Dr #145

Monarques Gold signs an agreement to acquire the Beacon mill and property in Val-d'Or

MONTREAL, July 5, 2016 /CNW/ - MONARQUES GOLD CORP. ("Monarques" or the "Corporation") (TSX-V: MQR) (FRANKFURT: MR7) is pleased to announce that it has signed a letter of intent (the "Letter of intent") to acquire the Beacon property from 9265-9911 Québec Inc. (the "Vendor"). The property consists of a metallurgical processing plant, tailings management ponds, underground installations, a 500-metre deep shaft, a mechanical shop and all mineral rights attached to the transaction, namely on...

MONTREAL, July 5, 2016 /CNW/ - MONARQUES GOLD CORP. ("Monarques" or the "Corporation") (TSX-V: MQR) (FRANKFURT: MR7) is pleased to announce that it has signed a letter of intent (the "Letter of intent") to acquire the Beacon property from 9265-9911 Québec Inc. (the "Vendor"). The property consists of a metallurgical processing plant, tailings management ponds, underground installations, a 500-metre deep shaft, a mechanical shop and all mineral rights attached to the transaction, namely one mining concession, one mining lease and 11 mineral claims totalling 180 hectares (the "Beacon property"). The facilities are approximately 60 kilometres from the Croinor Gold property ("Croinor"), and near other properties of Monarques, and other mining companies in the Abitibi-Temiscamingue region (see the map).

The transaction

Monarques has until August 31, 2016, or such other date as the parties may agree, to proceed with the acquisition of the Beacon property in consideration of a $3,500,000 payment, as follows:


$500,000 on closing of the transaction, payable by the issuance of 1,308,900 common shares of Monarques to be issued on or before July 11, 2016, subject to the approval of the TSX Venture Exchange. The share certificate will be held in escrow and remitted to the Vendor on the closing date if all conditions have been met or waived by the Corporation and/or the Vendor; and


$500,000 payable in cash at the 30th, 36th, 42nd, 48th, 54th and 60th month following the closing of the transaction (the "Deferred Payment").

The Corporation will not pay any interest on the balance payable during the first two years following the closing of the transaction. Thereafter, the amount payable will bear interest at 10% per annum, payable semi-annually.

The processing plant (see the photo) is located on Route 117, at the entrance to Val-d'Or, near Chemin du Lac Sabourin (see the map). The 750-tpd capacity mill has been given a certificate of authorization by the Ministère du Développement durable, de l'Environnement et de la Lutte contre les changements climatiques (the "Ministry") for the processing of 1,800,000 tonnes of tailings, equivalent to approximately nine years of mineral processing at full capacity. This capacity could be sufficient to process all the Croinor ore; a prefeasibility report (read the report) with an effective date of October 7, 2014 and refiled on SEDAR on October 30, 2014 provides for the production of more than 550,000 tonnes of ore over a five-year period. Custom milling and the future development of other Monarques projects are among the options being considered in the various development scenarios for the Corporation.

"Monarques is extremely pleased to have entered into this transaction to acquire the Beacon mill. This is a very opportunistic acquisition for the Corporation," stated Jean-Marc Lacoste, President and Chief Executive Officer. "Not only does this acquisition provides Monarques with a tremendous exploration land package of over 180 hectares including 11 mineral claims, one mining concession and one mining lease, it also provides the Corporation with a mill at a price which is at a fraction of its replacement cost. Owning this mill will insure that the Corporation will be able to process its own ore at such time in the future when it's fully permitted Croinor property is ready to go into production."

The Canadian National ("CN") railway line is less than 500 metres away from the Beacon property, providing Monarques with easy access to the rail network. This will make custom milling accessible to other mining projects in the Abitibi-Temiscamingue region, as well as those in northern Ontario and the Chibougamau region. Monarques has been in talks with CN, the town of Senneterre and the La Vallée-de-l'Or RCM for the past several weeks to assess the various scenarios for rail transport of the Croinor ore, which would minimize the Croinor project's carbon footprint.


The capital and interest will be secured by a first-ranking hypothec on the Beacon property mill.

Principal repayment delay option

The Corporation may, at its option, delay repayment of any of the first three Deferred Payments by giving written notice to the Vendor.

In the event that a Deferred Payment is delayed in accordance with this option, such repayment shall be subject to a premium of 20% and become due for payment in three equal amounts on the 1st business day of the 48th, 54th and 60th month following the closing date. This option applies to both capital payments on the mill and the rehabilitation plan payments and are all starting on the 30th month of the closing or the 48th month depending if the option is exercised.

Rehabilitation plan

Monarques will reimburse to the Vendor the mill rehabilitation plan cash deposits that the Vendor has already paid to the Ministry, as follows:


$452,690 on the closing date in common shares of the Corporation calculated using the higher of (i) the 5-day VWAP on the closing date or the date of the Letter of intent, subject to the TSX Venture Exchange policies and; (ii) the lowest price of any placement in equity occurring between the date of the Letter of intent and the closing date, taking into consideration any discounts and fees associated with such raise.


A sum of $900,000 that will be repaid in six consecutive equal payments of $150,000, starting at the 30th month following the closing of the transaction and payable semi-annually until the 60th month. An interest holiday will apply for the first two years following the closing of the transaction, after which an interest of 10% per annum will be payable semi-annually.

According to a preliminary report prepared for Monarques by WSP Inc. of Val-d'Or in November 2014, the mill requires between $2M to $3M in upgrade work.

Exploration potential

The old Beacon mine lies on the southeast contact of the Bourlamaque batholith, which hosts a significant number of mines, including the Sigma, Lamaque, Belmoral, Dumont, Lac Herbin and Beaufort mines. Both the geological context and the results of previous work indicate that this property is an excellent exploration play.

Terms of the agreement

The agreement is subject to:


the completion of a due diligence review of the Beacon property, including but not limited to the mining rights, processing plant, surface and underground infrastructure, and engineering reports, to Monarques's satisfaction;


the completion of a due diligence review of Monarques by the Vendor;


regulatory and Ministerial approvals; and


negotiation and signature of the formal deeds of sale and hypothec.

The technical and scientific content of this press release has been reviewed and approved by Donald Trudel, P.Geo., B.Sc., the Corporation's Qualified Person under National Instrument 43-101.


Monarques Gold is a growing junior gold company focused on becoming the leading explorer and developer of gold properties in the Val-d'Or/Abitibi gold camp in Quebec, Canada. The Corporation currently has approximately 200 km² of gold exploration properties along the Cadillac Break, including its main asset the Croinor Gold mine, which has a great potential of becoming a producing mine. Monarques Gold is well financed and has over $9 million in credits from Quebec's Ministry of Energy and Natural Resources.

Forward-Looking Statements

The forward-looking statements in this press release involve known and unknown risks, uncertainties and other factors that may cause Monarques' actual results, performance and achievements to be materially different from the results, performance or achievements expressed or implied therein. Neither TSX Venture Exchange nor its Regulation Services. Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this press release.

SOURCE Monarques Gold Corporation


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