Estate Planning Attorney inMonarch Mill, SC

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Securing Your Legacy in South
Carolina

Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in Monarch Mill, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time and that time is now.

We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at CDH Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.

At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?

Many of the clients in Monarch Mill that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:

  • How much does estate planning cost?
  • What kind of results can I expect?
  • How long will this process take?

If these questions sound familiar, know that you are not alone. At CDH Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in Monarch Mill. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.

The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.

Estate Planning Law Monarch Mill, SC
Service Areas

Our firm specializes in several areas of estate planning and family law, including:

  • Estate Planning
  • Last Will and Testament
  • Living Wills
  • Heath Care Power of Attorney
  • Living Wills
  • Irrevocable Trusts
  • Revocable Trusts
  • Retirement Trusts
  • Special Needs Trusts

The CHSA Law
Difference

At CHSA Law, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.

As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.

Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.

 Estate Planning Attorney Monarch Mill, SC The-Cobb-Dill-Hammett-Difference
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What Our Clients Say

What is Estate Planning in
Monarch Mill, SC?

The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.

 Estate Planning Lawyer Monarch Mill, SC
A good estate plan covers more than fiscal assets, however. A comprehensive
estate plan should include the following:
  • If you have children who are minors, instructions as to who will be their guardian when you die.
  • Long-term care insurance if you suffer from an extended injury or illness.
  • Instructions that dictate what happens to you and your financial affairs if you become incapacitated before death.
  • Instructions on the transfer of your business after retirement, incapacity, disability, or death.
  • Instructions on how to provide for loved ones who might need help managing money or who need protection from creditors.
  • Probate and tax avoidance that help minimize court fees, taxes, and legal fees.
  • Planning Medicaid payments.
  • Instructions that help complete or update beneficiary designations.
  • Assist family members who have special needs without disqualifying them from government benefits.

Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.

The Basics of Estate Planning
in Monarch Mill, SC

Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.

1.

Working with a Tax Advisor and Estate Planning
Attorney in Monarch Mill, SC

Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.

In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.

 Law Firm Monarch Mill, SC
2.

Maximizing
Your Estate

If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.

Estate Planning Law Monarch Mill, SC
3.

Inheritance, Estate,
and Gift Taxes

One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.

Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.

 Estate Planning Attorney Monarch Mill, SC

Choosing the
Executor of Your Will

The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:

  • Collecting Your Assets
  • Paying Outstanding Bills
  • Submitting Tax Returns
  • Petitioning the Court for Documents
  • Distributing Assets to Your Beneficiaries
 Estate Planning Lawyer Monarch Mill, SC

If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in Monarch Mill, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.

The Benefits of Estate Planning
in Monarch Mill, SC

One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.

With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.

At CDH Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.

At CDH we offer a "Will Package" that includes 4 necessary documents.

If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:

  • Last will and testament
  • Healthcare power of attorney
  • Durable power of attorney
  • living will

Common Documents Included
in Your Estate Plan

As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:

1.

Will

Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in Monarch Mill, SC, to create and update your will.

The contents of a will typically include:

  • Designation of the executor, who is responsible for adhering to the provisions of your will.
  • Designation of beneficiaries the people who will be inheriting your assets
  • Instructions that dictate how and when your beneficiaries will receive assets.
  • Instructions that assign guardianship for any minor children.

Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.

 Law Firm Monarch Mill, SC
2.

Living Will

Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.

For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.

Estate Planning Law Monarch Mill, SC
3.

Trusts

Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.

With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.

There are two distinct trust categories that you should be aware of: revocable and irrevocable.

 Estate Planning Attorney Monarch Mill, SC

Revocable Trust:

Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.

Irrevocable Trust:

This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.

When drafted with the help of an estate planning lawyer in Monarch Mill, SC, your trust can also:

Protect Your Legacy:

When constructed properly, a trust can protect your estate from your heirs' creditors. This can be a huge relief for beneficiaries who might need to brush up on money management skills.

Privacy and Probate:

Probate records are made available for public consumption. With a trust, you may have the choice of having your assets pass outside of probate court so that they remain private. In the process, you may also save money that you would lose to taxes and court fees.

Control Wealth:

Because you can specify the exact terms of a trust, you have more control over who receives your assets and when they receive them. As an example, you can set up a revocable trust so that your assets are attainable while you're alive. When you pass, remaining assets are distributed, even in complex situations involving children from multiple marriages.

The Top Estate Planning Law Firm in the Lowcountry

If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With CDH Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes something that we have been helping clients achieve for years. Don't leave your legacy up to chance contact our office today and secure your future generations.

CONTACT US

Latest News in Monarch Mill, SC

SERVPRO Is Offering Property Damage Restoration Services In Indian Land, SC

SERVPRO of Indian Land, Cherokee, Union, and Chester Counties is offering local South Carolina homeowners and businesses a full suite of property cleaning, restoration, and construction services.With a range of services that encompasses everything required for a property’s restoration and upkeep, SERVPRO of Indian Land, Cherokee, Union, and Chester Counties has emerged as a trusted leader in the region’s restoration industry. The company bo...

SERVPRO of Indian Land, Cherokee, Union, and Chester Counties is offering local South Carolina homeowners and businesses a full suite of property cleaning, restoration, and construction services.

With a range of services that encompasses everything required for a property’s restoration and upkeep, SERVPRO of Indian Land, Cherokee, Union, and Chester Counties has emerged as a trusted leader in the region’s restoration industry. The company boasts a highly trained team of certified professionals who use the latest restoration technology and cleaning techniques to make short work of even the most challenging projects.

“We offer a 24-hour emergency service to help you immediately deal with problems that threaten your property’s integrity,” says the spokesperson for the company. “As our motto says, Faster to any size disaster™, we are ready to move out every day at any time.”

The company’s full range of services includes water damage, fire damage, mold remediation, storm/disaster, construction, commercial services, specialty cleaning, and general cleaning. It also offers additional services such as air duct/HVAC cleaning, biohazard/crime scene, carpet/upholstery, ceiling/floor/walls, document restoration, drapes/blinds, odor removal, roof tarping/board-up, and vandalism/graffiti cleanup.

SERVPRO of Indian Land, Cherokee, Union, and Chester Counties is locally owned and operated and attributes its success to the highly trained technicians who have grown up and live in the communities they serve which include Gaffney, Chester, Union, Blacksburg, Great Falls, Edgemoor, Jonesville, Buffalo, Chesnee, East Gaffney, Cherokee Falls, Monarch Mill, Carlisle, Lockhart, Fort Lawn, Richburg, Eureka Mill, Indian Land, Van Wyck, and Lowrys.

The company’s spokesperson explains, “As a local leader in the restoration services industry, we take pride in the fact that everyone on our team has a deep unbreakable bond with those we serve. When you call us out for an emergency, we don’t waste any time arriving on site because, at the end of the day, as fellow South Carolinians ourselves, we have the same commitment to you as we do to our friends, neighbors, and family. You just don’t get that level of responsive service and dedication to customer satisfaction from businesses these days. At SERVPRO, we insist on settling for nothing less.”

The company’s well-reviewed service is backed up by a long list of professional qualifications. These include certifications and licenses such as HST - Health and Safety Technician, AMRT - Applied Microbial Remediation Technician, OCT - Odor Control Technician, ASD - Applied Structural Drying Technician, OSHA - 10-hour General and/or Construction Industry Training Program, RRT - Carpet Repair & Reinstallation Technician, WRT - Water Damage Restoration Technician, UFT - Upholstery & Fabric Cleaning Technician, ECTP - Employee Certification Training Program, FSRT - Fire & Smoke Damage Restoration Technician, CMT - Commercial Carpet Maintenance Technician, and RRRP - Lead-Based Paint Activities and Renovation.

SERVPRO of Indian Land, Cherokee, Union, and Chester Counties has received an overwhelmingly positive response from its customers which is evident in the perfect 5.0 rating on its Google Business Profile from over 20 reviews. Customers have repeatedly praised the Indian Land property damage restoration services company for its communicative and professional crew members, fair pricing, and excellent customer service.

A recent review says, “After receiving an astronomical quote from a competitor, the SERVPRO Indian Land team resolved all my issues with a cost-effective solution. They were on time, professional, and exceeded my expectations with the quality of their work. They will be my first call for any flood, fire, or mold issues in the future! I highly recommend.”

Another local customer writes, “Wonderful, friendly, knowledgeable, empathetic personnel. Leaders of teams are very up on what they are doing; what to do; how to do it; how to make the affected parties feel at ease and relaxed to know they are in such competent hands; and what to do next; and keep parties informed.”

Readers looking for property damage restoration in Indian Land can contact SERVPRO of Indian Land, Cherokee, Union, and Chester Counties at (803) 681-2188 24/7 to schedule the company's emergency property damage restoration services.

###

For more information about SERVPRO of Indian Land, Cherokee, Union, and Chester Counties, contact the company here:

SERVPRO of Indian Land, Cherokee, Union, and Chester Counties Michael Pezant (803) 581-1570 office@servpro11309.com SERVPRO of Indian Land, Cherokee, Union, and Chester Counties 1057 Red Ventures Dr #145

Monarques Gold signs an agreement to acquire the Beacon mill and property in Val-d'Or

MONTREAL, July 5, 2016 /CNW/ - MONARQUES GOLD CORP. ("Monarques" or the "Corporation") (TSX-V: MQR) (FRANKFURT: MR7) is pleased to announce that it has signed a letter of intent (the "Letter of intent") to acquire the Beacon property from 9265-9911 Québec Inc. (the "Vendor"). The property consists of a metallurgical processing plant, tailings management ponds, underground installations, a 500-metre deep shaft, a mechanical shop and all mineral rights attached to the transaction, namely on...

MONTREAL, July 5, 2016 /CNW/ - MONARQUES GOLD CORP. ("Monarques" or the "Corporation") (TSX-V: MQR) (FRANKFURT: MR7) is pleased to announce that it has signed a letter of intent (the "Letter of intent") to acquire the Beacon property from 9265-9911 Québec Inc. (the "Vendor"). The property consists of a metallurgical processing plant, tailings management ponds, underground installations, a 500-metre deep shaft, a mechanical shop and all mineral rights attached to the transaction, namely one mining concession, one mining lease and 11 mineral claims totalling 180 hectares (the "Beacon property"). The facilities are approximately 60 kilometres from the Croinor Gold property ("Croinor"), and near other properties of Monarques, and other mining companies in the Abitibi-Temiscamingue region (see the map).

The transaction

Monarques has until August 31, 2016, or such other date as the parties may agree, to proceed with the acquisition of the Beacon property in consideration of a $3,500,000 payment, as follows:

i)

$500,000 on closing of the transaction, payable by the issuance of 1,308,900 common shares of Monarques to be issued on or before July 11, 2016, subject to the approval of the TSX Venture Exchange. The share certificate will be held in escrow and remitted to the Vendor on the closing date if all conditions have been met or waived by the Corporation and/or the Vendor; and

ii)

$500,000 payable in cash at the 30th, 36th, 42nd, 48th, 54th and 60th month following the closing of the transaction (the "Deferred Payment").

The Corporation will not pay any interest on the balance payable during the first two years following the closing of the transaction. Thereafter, the amount payable will bear interest at 10% per annum, payable semi-annually.

The processing plant (see the photo) is located on Route 117, at the entrance to Val-d'Or, near Chemin du Lac Sabourin (see the map). The 750-tpd capacity mill has been given a certificate of authorization by the Ministère du Développement durable, de l'Environnement et de la Lutte contre les changements climatiques (the "Ministry") for the processing of 1,800,000 tonnes of tailings, equivalent to approximately nine years of mineral processing at full capacity. This capacity could be sufficient to process all the Croinor ore; a prefeasibility report (read the report) with an effective date of October 7, 2014 and refiled on SEDAR on October 30, 2014 provides for the production of more than 550,000 tonnes of ore over a five-year period. Custom milling and the future development of other Monarques projects are among the options being considered in the various development scenarios for the Corporation.

"Monarques is extremely pleased to have entered into this transaction to acquire the Beacon mill. This is a very opportunistic acquisition for the Corporation," stated Jean-Marc Lacoste, President and Chief Executive Officer. "Not only does this acquisition provides Monarques with a tremendous exploration land package of over 180 hectares including 11 mineral claims, one mining concession and one mining lease, it also provides the Corporation with a mill at a price which is at a fraction of its replacement cost. Owning this mill will insure that the Corporation will be able to process its own ore at such time in the future when it's fully permitted Croinor property is ready to go into production."

The Canadian National ("CN") railway line is less than 500 metres away from the Beacon property, providing Monarques with easy access to the rail network. This will make custom milling accessible to other mining projects in the Abitibi-Temiscamingue region, as well as those in northern Ontario and the Chibougamau region. Monarques has been in talks with CN, the town of Senneterre and the La Vallée-de-l'Or RCM for the past several weeks to assess the various scenarios for rail transport of the Croinor ore, which would minimize the Croinor project's carbon footprint.

Hypothec

The capital and interest will be secured by a first-ranking hypothec on the Beacon property mill.

Principal repayment delay option

The Corporation may, at its option, delay repayment of any of the first three Deferred Payments by giving written notice to the Vendor.

In the event that a Deferred Payment is delayed in accordance with this option, such repayment shall be subject to a premium of 20% and become due for payment in three equal amounts on the 1st business day of the 48th, 54th and 60th month following the closing date. This option applies to both capital payments on the mill and the rehabilitation plan payments and are all starting on the 30th month of the closing or the 48th month depending if the option is exercised.

Rehabilitation plan

Monarques will reimburse to the Vendor the mill rehabilitation plan cash deposits that the Vendor has already paid to the Ministry, as follows:

i)

$452,690 on the closing date in common shares of the Corporation calculated using the higher of (i) the 5-day VWAP on the closing date or the date of the Letter of intent, subject to the TSX Venture Exchange policies and; (ii) the lowest price of any placement in equity occurring between the date of the Letter of intent and the closing date, taking into consideration any discounts and fees associated with such raise.

ii)

A sum of $900,000 that will be repaid in six consecutive equal payments of $150,000, starting at the 30th month following the closing of the transaction and payable semi-annually until the 60th month. An interest holiday will apply for the first two years following the closing of the transaction, after which an interest of 10% per annum will be payable semi-annually.

According to a preliminary report prepared for Monarques by WSP Inc. of Val-d'Or in November 2014, the mill requires between $2M to $3M in upgrade work.

Exploration potential

The old Beacon mine lies on the southeast contact of the Bourlamaque batholith, which hosts a significant number of mines, including the Sigma, Lamaque, Belmoral, Dumont, Lac Herbin and Beaufort mines. Both the geological context and the results of previous work indicate that this property is an excellent exploration play.

Terms of the agreement

The agreement is subject to:

i)

the completion of a due diligence review of the Beacon property, including but not limited to the mining rights, processing plant, surface and underground infrastructure, and engineering reports, to Monarques's satisfaction;

ii)

the completion of a due diligence review of Monarques by the Vendor;

iii)

regulatory and Ministerial approvals; and

iv)

negotiation and signature of the formal deeds of sale and hypothec.

The technical and scientific content of this press release has been reviewed and approved by Donald Trudel, P.Geo., B.Sc., the Corporation's Qualified Person under National Instrument 43-101.

ABOUT MONARQUES GOLD

Monarques Gold is a growing junior gold company focused on becoming the leading explorer and developer of gold properties in the Val-d'Or/Abitibi gold camp in Quebec, Canada. The Corporation currently has approximately 200 km² of gold exploration properties along the Cadillac Break, including its main asset the Croinor Gold mine, which has a great potential of becoming a producing mine. Monarques Gold is well financed and has over $9 million in credits from Quebec's Ministry of Energy and Natural Resources.

Forward-Looking Statements

The forward-looking statements in this press release involve known and unknown risks, uncertainties and other factors that may cause Monarques' actual results, performance and achievements to be materially different from the results, performance or achievements expressed or implied therein. Neither TSX Venture Exchange nor its Regulation Services. Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this press release.

SOURCE Monarques Gold Corporation

From Feasting to Flying to Fasting

The blossoming butterfly buffet of goldenrod, swamp sunflower, and sneezeweed along roadsides, across fields, and in gardens signals fall migration time for monarch butterflies. During spring and summer, monarch butterflies breed throughout the U.S. and southern Canada.In fall, the eastern monarch population migrates to Mexico. Some travel a distance of 3,000 miles. These long distance daytime migrants consume a diet of sugar, amino acids and fatty acids obtained by nectaring on flowers. Monarchs gain weight as their body converts nec...

The blossoming butterfly buffet of goldenrod, swamp sunflower, and sneezeweed along roadsides, across fields, and in gardens signals fall migration time for monarch butterflies. During spring and summer, monarch butterflies breed throughout the U.S. and southern Canada.

In fall, the eastern monarch population migrates to Mexico. Some travel a distance of 3,000 miles. These long distance daytime migrants consume a diet of sugar, amino acids and fatty acids obtained by nectaring on flowers. Monarchs gain weight as their body converts nectar to fat. The fat is stored in their abdomen and becomes the energy used to fuel the flight to Mexico. More importantly, fat is the only reserve food available to them during a five month fast from November to March while overwintering in the Oyamel forests, a mountain habitat of central Mexico. The fat reserve must also fuel the monarch’s spring migration north to Texas as they develop their reproductive organs, breed, lay eggs and then die. The eggs laid become the first of four generations to journey north annually.

Gardeners can provide a fall feast of high nectar plants for monarchs. It takes timing plants to bloom when monarchs pass through the Midlands. The following selection of native perennials bloom late summer through fall in South Carolina: •New England aster—Symphyotrichum novae-angliae •False boneset—Brickellia eupatorioides •New York Ironweed—Vernonia noveborancensis •Giant Ironweed—Vernonia gigantea •Blue mistflower—Conoclinium coelestinum •Obedient plant— Physostegia virginiana •Bitter Sneezeweed—Helenium amarum •Swamp sunflower— Helianthus augustifolius •Woodland sunflower— Helianthus divaricatus •Camphorweed—Pluchea odorata

Two non-native nectar plants visited by monarchs in the midlands are Lantana camara and Tithonia rotundifolia.

In fall, milkweed, the monarch’s larval host plant, is senescing. But native milkweed is a perennial and returns in spring for the life cycle of the monarch to continue. While the adult monarch is a generalist when it comes to nectar sources, the larvae are specialists requiring milkweed for metamorphosis.

Of the 75 species of milkweed native to North America, 20 are found in South Carolina. Four milkweed species sold as seed at everwilde.com and ernstseed.com are: •Asclepias tuberosa—Butterfly Milkweed •Asclepias incarnata— Swamp Milkweed •Asclepias syriaca—Common Milkweed •Asclepias verticillata— Whorled Milkweed

North American native plant societies are a reliable source for monarch nectar and host plants. The Midlands Chapter of the South Carolina Native Plant Society is hosting a native plant sale October 14 and 15 at Roberts Mills House. Since monarchs inhabit and migrate through the Midlands, home gardeners, K-16 schools, businesses, city and state road crews, public gardens, and nursing homes can add native nectar plants to the monarch butterfly’s diet for feasting, flying, and fasting.

References Hurwitz, Jane— Butterfly Gardening: The North American Butterfly Association Guide Tallamy, Doug— Nature’s Best Hope Xerces Society— 100 Plants to Feed the Monarch

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Monarch Butterfly Migration in North Carolina

Each year, monarch butterflies travel more than 2,000 mi (3,218 km) one-way in search of a better climate. In the fall, they change their location from colder Canada and the US to sunny Mexico. And in the spring, they return to the north. In both cases, Asheville and the surrounding area are known as a usual stop of their journey. Around 300 million of them stay in North Carolina for a few weeks to enjoy their favorite milkweed and other nectar plants.There are ma...

Each year, monarch butterflies travel more than 2,000 mi (3,218 km) one-way in search of a better climate. In the fall, they change their location from colder Canada and the US to sunny Mexico. And in the spring, they return to the north. In both cases, Asheville and the surrounding area are known as a usual stop of their journey. Around 300 million of them stay in North Carolina for a few weeks to enjoy their favorite milkweed and other nectar plants.

There are many North Carolina locations where you can watch butterflies, but the best of them are hidden in the Blue Ridge Parkway and the Great Smoky Mountains. Hike to the Orchard at Altapass, Pounding Mill Overlook, Cherry Cove Overlook, Mount Pisgah, or Black Balsam. At these places, you are guaranteed to see butterflies in their comfortable humid environment.

Butterflies occur in the state twice a year: from May to July when they return from wintering and from mid-September to early October when they fly south.

Practical info

Monarch butterfly migration through North Carolina occurs twice a year, from May to July when they return from wintering, and from mid-September to early October when they fly south. Around 300 million Monarch butterflies pass through North Carolina, stopping to rest, feed, and mate before continuing their journey.

The Monarch butterfly migration can be observed along the Blue Ridge Parkway and the Great Smoky Mountains in North Carolina, where the butterflies fly at the treetop level. Some popular spots to see them include the Orchard at Altapass, Pounding Mill Overlook, Cherry Cove Overlook, Mount Pisgah, and Black Balsam.

Upon arrival in North Carolina, Monarch butterflies stay for a few weeks, feeding on their favorite milkweed plants, one of the only plants Monarch caterpillars feed on, and other nectar plants. They then continue their journey, either north or south, depending on the season and weather patterns.

During their migration, Monarch butterflies feed primarily on milkweed plants in North Carolina. This state provides the butterflies with a sufficient supply of milkweed plants, allowing them to sustain their journey. Additionally, they also feed on other plants, such as goldenrod, thistle, and ironweeds, which give them the energy required to continue migratory flights.

Around 300 million Monarch butterflies migrate through North Carolina each year, representing one of the most critical stopovers for Monarchs. Although the actual figure may depend on weather patterns, this location is an ideal setting for the butterflies to rest and feed before completing their long journey north or south.

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Monarch Finances South Carolina Affordable Housing

ESG investment firm Monarch Private Capital has closed on $23 million in low-income housing tax credit equity for the development of Bridge Creek Pointe, a three-building, 90-unit garden-style affordable housing community located at 1 Oak Forest Road in Spartanburg, S.C. Monarch is partnering with Prestwick Development for the project’s planning. The community is expected to open in April 2024.Bridge Creek Pointe’s full build-outAfter its construction finishes, Bridge Creek Pointe...

ESG investment firm Monarch Private Capital has closed on $23 million in low-income housing tax credit equity for the development of Bridge Creek Pointe, a three-building, 90-unit garden-style affordable housing community located at 1 Oak Forest Road in Spartanburg, S.C. Monarch is partnering with Prestwick Development for the project’s planning. The community is expected to open in April 2024.

Bridge Creek Pointe’s full build-out

After its construction finishes, Bridge Creek Pointe will offer one-, two- and three-bedroom living arrangements for renters earing 60 percent or below the area median income. Units will feature full kitchens, as well as in-house washers and dryers. Community amenities include a common room, fitness center and business center, with the buildings connected through landscaped courtyards. The development is expected to substantially contribute to the city’s economy by creating 145 jobs and generating more than $10.5 million in revenue in its first year, according to data from the National Association of Home Builders.

The community will be located within 5 miles of central Spartanburg. Situated along interstates 85 and 26, Bridge Creek Pointe has quick access to much of Spartanburg County, which hosts seven universities, as well as industrial and manufacturing facilities from high-profile companies including BMW Manufacturing, Michelin and Adidas.

Monarch’s Palmetto State affordable projects

Bridge Creek Pointe marks Monarch’s latest investment in affordable housing communities around South Carolina. At present, the Palmetto State is experiencing an 85,571-unit shortage of homes, according to data from the National Low Income Housing Coalition. Such a shortage has been exacerbated by a backlog in the state’s pipeline due to low supply and labor costs.

Monarch’s capitalization of Bridge Creek Pointe is the firm’s latest in a series of investments around the state. In August 2022, the firm negotiated the $40 million funding of Gateway at Cross Creek, a 168-unit community in the town of Central. In April of that year, the company provided further low-income housing tax credits for construction of The Villages at Congaree Pointe, a 240-unit community in Columbia.

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