Estate Planning Attorney inPauline, SC

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Securing Your Legacy in South
Carolina

Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in Pauline, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time and that time is now.

We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at CDH Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.

At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?

Many of the clients in Pauline that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:

  • How much does estate planning cost?
  • What kind of results can I expect?
  • How long will this process take?

If these questions sound familiar, know that you are not alone. At CDH Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in Pauline. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.

The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.

Estate Planning Law Pauline, SC
Service Areas

Our firm specializes in several areas of estate planning and family law, including:

  • Estate Planning
  • Last Will and Testament
  • Living Wills
  • Heath Care Power of Attorney
  • Living Wills
  • Irrevocable Trusts
  • Revocable Trusts
  • Retirement Trusts
  • Special Needs Trusts

The CHSA Law
Difference

At CHSA Law, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.

As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.

Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.

 Estate Planning Attorney Pauline, SC The-Cobb-Dill-Hammett-Difference
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What Our Clients Say

What is Estate Planning in
Pauline, SC?

The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.

 Estate Planning Lawyer Pauline, SC
A good estate plan covers more than fiscal assets, however. A comprehensive
estate plan should include the following:
  • If you have children who are minors, instructions as to who will be their guardian when you die.
  • Long-term care insurance if you suffer from an extended injury or illness.
  • Instructions that dictate what happens to you and your financial affairs if you become incapacitated before death.
  • Instructions on the transfer of your business after retirement, incapacity, disability, or death.
  • Instructions on how to provide for loved ones who might need help managing money or who need protection from creditors.
  • Probate and tax avoidance that help minimize court fees, taxes, and legal fees.
  • Planning Medicaid payments.
  • Instructions that help complete or update beneficiary designations.
  • Assist family members who have special needs without disqualifying them from government benefits.

Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.

The Basics of Estate Planning
in Pauline, SC

Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.

1.

Working with a Tax Advisor and Estate Planning
Attorney in Pauline, SC

Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.

In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.

 Law Firm Pauline, SC
2.

Maximizing
Your Estate

If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.

Estate Planning Law Pauline, SC
3.

Inheritance, Estate,
and Gift Taxes

One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.

Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.

 Estate Planning Attorney Pauline, SC

Choosing the
Executor of Your Will

The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:

  • Collecting Your Assets
  • Paying Outstanding Bills
  • Submitting Tax Returns
  • Petitioning the Court for Documents
  • Distributing Assets to Your Beneficiaries
 Estate Planning Lawyer Pauline, SC

If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in Pauline, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.

The Benefits of Estate Planning
in Pauline, SC

One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.

With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.

At CDH Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.

At CDH we offer a "Will Package" that includes 4 necessary documents.

If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:

  • Last will and testament
  • Healthcare power of attorney
  • Durable power of attorney
  • living will

Common Documents Included
in Your Estate Plan

As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:

1.

Will

Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in Pauline, SC, to create and update your will.

The contents of a will typically include:

  • Designation of the executor, who is responsible for adhering to the provisions of your will.
  • Designation of beneficiaries the people who will be inheriting your assets
  • Instructions that dictate how and when your beneficiaries will receive assets.
  • Instructions that assign guardianship for any minor children.

Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.

 Law Firm Pauline, SC
2.

Living Will

Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.

For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.

Estate Planning Law Pauline, SC
3.

Trusts

Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.

With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.

There are two distinct trust categories that you should be aware of: revocable and irrevocable.

 Estate Planning Attorney Pauline, SC

Revocable Trust:

Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.

Irrevocable Trust:

This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.

When drafted with the help of an estate planning lawyer in Pauline, SC, your trust can also:

Protect Your Legacy:

When constructed properly, a trust can protect your estate from your heirs' creditors. This can be a huge relief for beneficiaries who might need to brush up on money management skills.

Privacy and Probate:

Probate records are made available for public consumption. With a trust, you may have the choice of having your assets pass outside of probate court so that they remain private. In the process, you may also save money that you would lose to taxes and court fees.

Control Wealth:

Because you can specify the exact terms of a trust, you have more control over who receives your assets and when they receive them. As an example, you can set up a revocable trust so that your assets are attainable while you're alive. When you pass, remaining assets are distributed, even in complex situations involving children from multiple marriages.

The Top Estate Planning Law Firm in the Lowcountry

If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With CDH Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes something that we have been helping clients achieve for years. Don't leave your legacy up to chance contact our office today and secure your future generations.

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Latest News in Pauline, SC

Pauline's new grocery store, Farmfare, is bringing the farm to the shopper

Pauline residents have a new option for groceries and a chance to meet the people who make them Friday, Nov. 18.Farmfare, the much-anticipated locally-sourced grocery store, opened at 5089 Highway 215 in Pauline Nov. 2. A grand opening is planned for Friday.The store is co-owned and operated by Paula Towe and Jubilee Farms fou...

Pauline residents have a new option for groceries and a chance to meet the people who make them Friday, Nov. 18.

Farmfare, the much-anticipated locally-sourced grocery store, opened at 5089 Highway 215 in Pauline Nov. 2. A grand opening is planned for Friday.

The store is co-owned and operated by Paula Towe and Jubilee Farms founder Jacob Towe. While the word is still spreading about the grocery store's opening, its owners say customers are excited to have a nearby option.

"People are very grateful to have something close. They can just come in and get a tomato or an onion and be really happy that they don't have to go (out of town) because everything is 30 minutes from here," Paula Towe said.

Farmfare offers a variety of fresh produce, meat and dairy as well as dry goods like tea, snacks, sauces and seasonings from South Carolina and North Carolina farms that have partnered with them.

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"Our fruits and vegetables come from a variety of local farms as well as some from the lower part of the state," Jacob Towe said. "We've got locally made cheese, local meats and soon we'll be getting some trout from North Carolina."

Farmfare has partnered with 20 farms and producers including Viktar's Bee Farm of Boiling Springs, Spartanburg County School District Six's farm, Hampton Acres of Pelzer, Allen Bros. Milling Co. of Columbia, White House Farms of Georgetown, and Little River Roasting Co., whose coffee they sell by the bag and fresh ground in-store.

The week of Nov. 7, the store had sweet potatoes from the District Six farm, artisanal cheeses from Forx Farm of Anderson and Ashe County Cheese of West Jefferson, North Carolina, pomegranates, spaghetti squash, and Ludacrisp apples among other options. Towe said the fresh offerings will change weekly, depending on what is available.

Customers will be able to meet some of these producers during Farmfare's grand opening event and ask questions about their farms and products from 2-6 p.m. Towe said the grand opening will also have outdoor games and food and drink vendors.

"Our slogan is bringing growers and eaters together and we've already seen that in the couple of weeks we've been open," Jacob Towe said.

Farmfare is open from 2-6 p.m. Tuesday-Saturday.

Spartanburg farmer to open a Pauline community grocery store this fall

Jacob Towe, owner of Jubilee Farms of Pauline, established his pasture-raised livestock farm in 2018.During his first few years as a farmer, Towe, a regular at Hub City Farmers Market, quickly discovered that getting his products in front of consumers is difficult and time-consuming."One of the biggest hurdles for farmers is actually getting the product to market, especially for small farms, and being able to make a profit while selling their products at a fair price in a way that doesn't take up all of thei...

Jacob Towe, owner of Jubilee Farms of Pauline, established his pasture-raised livestock farm in 2018.

During his first few years as a farmer, Towe, a regular at Hub City Farmers Market, quickly discovered that getting his products in front of consumers is difficult and time-consuming.

"One of the biggest hurdles for farmers is actually getting the product to market, especially for small farms, and being able to make a profit while selling their products at a fair price in a way that doesn't take up all of their time," Towe said.

This fall, the Pauline farmer aims to create another sales avenue for local farmers while addressing a need in his community by opening a locally-sourced grocery store.

To be considered a food desert, a rural area's closest grocery store must be more than 10 miles away; Pauline doesn't qualify with three of its closest grocery stores — the Food Lion in Roebuck, Walmart Neighborhood Market on Cedar Springs Road, and Ingles on South Pine Street — being 6.7, 6.8, and 7.7 miles away, respectively, or a 10-12 minute drive.

However, while the community isn't considered a food desert, residents still have a limited variety of foods, particularly healthy foods, available within the community. Some dry, canned, frozen and refrigerated items are available at the Dollar General and other convenience stores in Pauline.

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"There are all of one and a half other places (to get food in Pauline). We have a Dollar General, which is great and grand and wonderful, but I don't think that anybody ever accused Dollar General of carrying healthy options," Towe said. "There's not really any other options right now, so hopefully (the grocery store) will better serve the community."

The Herald-Journal depends on digital subscribers to help us cover food insecurity issues in Spartanburg County. Click here for our latest subscription offers.

The planned grocery store is an extension of one of the core beliefs of Jubilee Farms; namely, that quality food should be available to everyone.

The grocery store, which Towe said may be named Farmfare Local Grocery, will offer forest-raised pork, pasture-raised beef and chicken, and eggs from Jubilee Farms as well as products from other local farms and some kitchen staples.

"The goal of the store is for it to be a fully-fledged grocery store, not just a produce stand or meat market," Towe said. "I want it to be a place where people can come and actually do their shopping for the week and know that everything that they buy in the store was produced as local as possible and is as high quality as can be."

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The grocery store will be of benefit to not only Towe's farm but also to other local farmers who usually have to drive into the city or further to get a similar selling experience at a farmers' market. It will also allow access to fresh, locally produced food during the week for people who aren't able to visit farmers' markets over the weekend.

"It's an opportunity to bring consumers and producers together," Towe said.

The grocery store will be located at the intersection of Highways 56 and 215, across from Philadelphia Baptist Church (3119 SC-56).

Towe said he is currently in the process of officially leasing the storefront, which already bears a banner announcing the coming grocery store. The building will require some electrical and cosmetic work, Towe said but should be ready to open in early October.

"Right now, we're mostly just trying to get the word out. We're launching a website here in the next few days and social media along with that," Towe said.

Samantha Swann covers food and restaurants in Spartanburg County. She is a University of South Carolina Upstate and Greenville Technical College alumna. Contact her with your burning restaurant questions, recipes, and new dinner specials at sswann@shj.com or on Instagram at @sameatsspartanburg.

From South Carolina to Vegas, Daisy Cakes hasn’t lost its family roots

Back in 2010, the year after Kim Nelson founded her company, Daisy Cakes, in a commercial kitchen near her home in Pauline, South Carolina, she was selling about 2,000 cakes a year.To her, that was pretty decent business.But after she made an appearance on the hit ABC show “Shark Tank” in 2011, where she made a deal partnering with investor Barbara Corcoran, she sold 2,000 cakes in just 24 hours.“That was with the phones blowing up and the website crashing,” she said.Nearly...

Back in 2010, the year after Kim Nelson founded her company, Daisy Cakes, in a commercial kitchen near her home in Pauline, South Carolina, she was selling about 2,000 cakes a year.

To her, that was pretty decent business.

But after she made an appearance on the hit ABC show “Shark Tank” in 2011, where she made a deal partnering with investor Barbara Corcoran, she sold 2,000 cakes in just 24 hours.

“That was with the phones blowing up and the website crashing,” she said.

Nearly 10 years later, Daisy Cakes, which delivers specialty, homemade-style cakes nationwide, is on track to sell about 20,000 cakes this year, even with the chaos of COVID-19 causing industry events to be canceled.

The company has also partnered with online marketplace Goldbelly and opened a second location in, of all places, Las Vegas, which allows it to ship with greater ease to the western half of the country.

“When I first went to Las Vegas, I found a kitchen and an area I liked, then thought about it for 18 months, and at last decided I was done pondering,” Nelson said, phoning from an airport terminal while en route back to Nevada. “I basically decided to jump out of the airplane and figure out my parachute on the way down.”

Even though Nelson’s new environment is nothing like the Vegas lifestyle of sparkling lights and casinos — in fact, she describes her new spot as “a normal neighborhood of schools, offices and grocery stores” — it was still a jarring cultural shift for someone who’d spent her entire life living in Spartanburg.

The story of Daisy Cakes began many years earlier, when Nelson sold her first cake at just 10 years old. As with many families, Nelson’s lineage carried with it not only stories and traditions, but also recipes, culinary techniques and an inherited understanding of how care and love can be imbued in something as seemingly basic as a chocolate cake.

To this day, Nelson still uses her mother’s original enamel pot to make lemon curd (and she won’t let anyone else touch it, either).

She keeps her business just as close, too.

“Nobody is going to run your business the way you’re going to run it,” Nelson said. “I’m a firm believe that it’s much better to take the risk than have the regret.”

Crust:

Filling:

In bowl of electric stand mixer (with paddle fitted if you have it), combine cream cheese and sugar until smooth, then add eggs and blend, scraping sides, until creamy. Add remaining ingredients, blend, scrape the bowl down again, and then mix on high until smooth and fluffy.

Pour filling onto the crust, bake for 1 hour at 350 degrees. Turn off oven and let the cheesecake rest in the oven for 1 more hour. Do not open the door ever until the hour is up!

Remove the cheesecake, let it cool completely before removing from springform part of the pan and keep chilled before ready to serve.

Serves 10-12 people

This Small South Carolina Farm May Mill the Best Grits in America

Some people can easily tick off the 10 best burgers they've ever had. As Southerners, sure, we could do that, but we'd rather wax poetic on the best grits we've ever had. Lowcountry shrimp and grits, how we love thee. Laid-back ...

Some people can easily tick off the 10 best burgers they've ever had. As Southerners, sure, we could do that, but we'd rather wax poetic on the best grits we've ever had. Lowcountry shrimp and grits, how we love thee. Laid-back grits bar brunches. Those creamy Anson Mills rice grits with key lime braised Sea Island red peas, Cuban romesco, basil-arugula salsa verde, and crispy chicharrón at the Havana Beach Bar and Grill in Rosemary Beach? We're still dreaming about them months later.

While everyone has their go-to brand for making grits at home, here's a new favorite to add to your culinary arsenal: Colonial Milling. Milled on their pink granite stone mill in the tiny town of Pauline, South Carolina, farmer Jon Stauffer and his team make some of the best grits and cornmeal you've ever tasted.

As GoUpstate.com recently reported, Stauffer started Colonial Milling around two-and-a-half years ago, and his grits and cornmeal have subsequently exploded in the local area. Stauffer credits his wife Michelle — who also homeschools their son and works as a part-time nurse — for helping on the farm and leading online business efforts for the company's success.

"It's amazing grits. It tastes like freaking popcorn," Jaime Cribb, head chef at The Kennedy in Spartanburg, said in the article. "I've heard countless reactions of, 'Man these are the best grits I've ever had,' or, 'Where did you get these?' or, 'I didn't know grits could taste this good.'"

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Thankfully, you don't have to be in the Spartanburg area to taste these non-GMO, heirloom grits and cornmeal. Colonial Milling ships nationwide, and you can order them online here.

Clemson student makes elite group of ‘Jeopardy!’ college contestants. When to watch her

A Clemson University junior was one of an elite group of 36 students from around the nation to compete in the Jeopardy! National College Championship.Pauline Bisaccio, who went to Fort Mill High Sch...

A Clemson University junior was one of an elite group of 36 students from around the nation to compete in the Jeopardy! National College Championship.

Pauline Bisaccio, who went to Fort Mill High School, is studying biochemistry and psychology with plans to take a gap year after graduation to work as an EMT and study for the MCAT, the medical school exam.

She hopes to become a trauma surgeon.

Clemson University posted an interview with Bisaccio on Twitter in which she said her best advice for anyone who wants to be on college Jeopardy is to just go for it.

“I applied for this show on a whim because I got a random email about it one day my sophomore year,” she said.

She learned in September she had been chosen and flew to Los Angeles before Thanksgiving to tape the show.

Her episode airs Thursday, Feb. 10, at 8 p.m. on ABC and Hulu, when she will compete against Chance Persons, a physics and chemistry major at Creighton University, and Neha Seshadri, an economics major at Harvard. The winner will move on to semifinals, airing Feb. 17-18.

A champion, who will win $250,000, will be named Feb. 22. Second place gets $100,000, and third $50,000.

Four contestants have made it to the semifinals so far. They are from Stanford, Louisiana State, Brandeis and the University of Minnesota. One of those winners so far, Emmey Harris of the University of Minnesota, graduated from Dutch Fork High School in Irmo.

Bisaccio said, “The Clemson Academic Team helped me prepare for the speed of the game, and my classes really helped me prepare for the content of the game.”

She said she watched “Jeopardy!” to prepare.

Actress Mayim Bialik is the host of the college championship. Bialik also hosts nightly “Jeopardy!”, splitting the duty with winningest “Jeopardy!” champion Ken Jennings.

Bisaccio and Harris are not the first South Carolina residents to appear on a “Jeopardy!” show this year. Columbia lawyer Clark Dawson appeared on the show in January.

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