Estate Planning Attorney inSullivan's Island, SC

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Securing Your Legacy in South
Carolina

Did you know that one in two U.S. citizens have yet to create a plan for their estate? Just about everyone knows they need to get their affairs in order, but most people procrastinate when it comes to estate planning. It's an uncomfortable subject to think about. After all, nobody wants to ponder their death and what happens to their assets when they pass. However, working with an estate planning lawyer in Sullivan's Island, SC, protects you, your loved ones, and your assets, both while you're alive and after you have died. There isn't a perfect time to plan your estate, but there is a right time and that time is now.

We understand that there is no "one-size-fits-all" solution to your estate planning needs. That's why, at CDH Law Firm, we make a concerted effort to speak with our clients personally so that we can create an estate plan that is as unique as they are. Our estate plans are comprehensive, cost-effective, and catered to you. That way, your family is provided if you are incapacitated or pass away.

At the end of the day, our goal is to make sure that every one of our clients leaves our office feeling less stressed and more informed. Peace of mind is valuable currency these days. Why worry about the future of your loved ones when you can use South Carolina law to ensure their stability?

Many of the clients in Sullivan's Island that walk through our doors have significant questions that require serious answers. They're filled with doubt, stress, and worry. They're worried about their children, their spouse, their relatives, or all the above. They ask questions like:

  • How much does estate planning cost?
  • What kind of results can I expect?
  • How long will this process take?

If these questions sound familiar, know that you are not alone. At CDH Law Firm, we have worked with hundreds of clients just like you. Sometimes, these clients are unsatisfied with their current estate planning attorney in Sullivan's Island. Other times, they have been served with confusing papers or documents that leave them feeling overwhelmed. In either case, clients come to our office knowing they need to manage what is often a sudden, foreign situation.

The good news? We sit down with all new clients for an hour at no extra cost. We do so to get a basic sense of their situation and help steer them in the right direction. That way, they can leave our office feeling a little wiser and a lot better about the future.

Estate Planning Law Sullivan's Island, SC
Service Areas

Our firm specializes in several areas of estate planning and family law, including:

  • Estate Planning
  • Last Will and Testament
  • Living Wills
  • Heath Care Power of Attorney
  • Living Wills
  • Irrevocable Trusts
  • Revocable Trusts
  • Retirement Trusts
  • Special Needs Trusts

The CHSA Law
Difference

At CHSA Law, LLC, estate planning is like second nature to us. Having worked hundreds upon hundreds of cases, we have the knowledge and experience to assist with all the estate planning needs that you or your family have.

As our client, you will always work directly with your attorney. We do not pass cases off to paralegals or junior associates. Because your concerns and questions don't end when our office closes, we encourage our clients to contact us at any time.

Because we limit the number of cases we accept, we have the time and resources to truly dedicate ourselves to each of our clients. Unlike some competitors, we care about the outcome of every case because we know that our clients' future depends on it.

 Estate Planning Attorney Sullivan's Island, SC The-Cobb-Dill-Hammett-Difference
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What Our Clients Say

What is Estate Planning in
Sullivan's Island, SC?

The word "estate" might make you think of a sprawling mansion in the French countryside. The truth is, you don't have to be rich to have an estate. In fact, most people already have an estate. An estate comprises the assets that a person owns like cars, bank accounts, real estate, businesses, and other possessions. Everyone's estate is different, but we all have one thing in common: none of us can take our estates with us when we die. When that does eventually happen, you will need legal instructions that state who gets what from your estate in plain terms.That, in a nutshell, is estate planning building a framework in advance that names the organizations or people that should receive your assets after you die. Planning your estate now helps make life much easier for your family down the line.

 Estate Planning Lawyer Sullivan's Island, SC
A good estate plan covers more than fiscal assets, however. A comprehensive
estate plan should include the following:
  • If you have children who are minors, instructions as to who will be their guardian when you die.
  • Long-term care insurance if you suffer from an extended injury or illness.
  • Instructions that dictate what happens to you and your financial affairs if you become incapacitated before death.
  • Instructions on the transfer of your business after retirement, incapacity, disability, or death.
  • Instructions on how to provide for loved ones who might need help managing money or who need protection from creditors.
  • Probate and tax avoidance that help minimize court fees, taxes, and legal fees.
  • Planning Medicaid payments.
  • Instructions that help complete or update beneficiary designations.
  • Assist family members who have special needs without disqualifying them from government benefits.

Contrary to popular belief, estate planning isn't just for adults who are approaching retirement age. Estate planning is for everyone. After all, we're all getting older, and none of us know exactly when it will be our time to go.

The Basics of Estate Planning
in Sullivan's Island, SC

Although estate planning can be complicated, a well-rounded plan makes a huge difference in what is left to your beneficiaries. Before you start planning your estate, it's important to know a few common topics that may arise as you detail your needs.

1.

Working with a Tax Advisor and Estate Planning
Attorney in Sullivan's Island, SC

Working with a veteran estate planning lawyer is a no-brainer, but you should consider working with a tax advisor too. Your attorney's role is to help guide you through the creation of your estate planning documents. Common documents include your will, health care directives, and power of attorney. Your tax advisor will help guide you through tax issues associated with your estate planning needs.

In this relationship, you make the decisions while your attorney and tax advisor help you understand and think through the options you're considering. As a team, they will help you state your wishes clearly while minimizing mistakes and adjusting your plans as they change. Because significant savings can result from thorough, informed planning, you should seriously consider working with a tax advisor in addition to your estate planning attorney.

 Law Firm Sullivan's Island, SC
2.

Maximizing
Your Estate

If there were one overriding theme of estate planning, it would be maximizing what you plan to leave behind. Thinking through how each of your assets will be distributed is crucial to your estate. Your decisions may change depending on the type of asset, its size, how old you are, and several other factors. With an attorney on your side, you will gain a thorough understanding of what actions you should take to care for your family while minimizing expenses like taxes and court fees.

Estate Planning Law Sullivan's Island, SC
3.

Inheritance, Estate,
and Gift Taxes

One of the biggest parts of maximizing what you're leaving behind is to minimize taxes. Federal taxes on estates and gifts are incredibly high. Both forms of taxes usually have exemption limits, which means you can give up to a specific amount without being taxed. Your lawyer can achieve that by using the gift tax exemption to move assets while you are still alive. This strategy maximizes how much your beneficiaries will receive.

Inheritance taxes are often based on the value of your estate and paid prior to asset distribution to your beneficiaries.

 Estate Planning Attorney Sullivan's Island, SC

Choosing the
Executor of Your Will

The executor of your estate plays a key role in your affairs. Their responsibilities include carrying out the terms of your will and seeing the estate settlement process through until the end. Obviously, such a role demands a qualified person. Choosing your executor isn't an easy decision. The person you select should be great at managing money, be savvy financially, and show an ability to be patient. That's because the executor is tasked with:

  • Collecting Your Assets
  • Paying Outstanding Bills
  • Submitting Tax Returns
  • Petitioning the Court for Documents
  • Distributing Assets to Your Beneficiaries
 Estate Planning Lawyer Sullivan's Island, SC

If the person that you choose as executor is inexperienced with the estate settlement process, it is recommended that they lean on an estate planning attorney in Sullivan's Island, SC for guidance. It should be noted that you may appoint more than a single executor to your estate. This is common when two individuals have complementary personalities or skill sets.

The Benefits of Estate Planning
in Sullivan's Island, SC

One of the biggest benefits of planning your estate is the peace of mind it brings to you and your family. With the help of our expert estate planning attorneys, you have the power to protect your assets, privacy, and children's welfare. You can also potentially save money on taxes or even avoid probate. By having your wishes legally documented before death or incapacity, you can minimize any impact on your beneficiaries and take control of your legacy. Without a comprehensive estate plan, you're leaving the future of your loved ones in the hands of the South Carolina court system.

With an estate plan in place, you can plan for incapacity by using a power of attorney or advanced medical directives. Doing so relieves your loved ones of the burden of asking the court for the authority to fulfill your wishes.

At CDH Law Firm, we are committed to helping you prepare for both the expected and unexpected through years of experience and a fierce dedication to our clients. From establishing trusts to designing business succession plans, we are here to fight for you.

At CDH we offer a "Will Package" that includes 4 necessary documents.

If a husband and wife each purchase reciprocating will packages we give a discount. Reciprocating just means the husband names the wife and the wife names the husband. Those four documents are:

  • Last will and testament
  • Healthcare power of attorney
  • Durable power of attorney
  • living will

Common Documents Included
in Your Estate Plan

As mentioned above, everyone's estate planning needs will be different. However, most plans include one or more of the following documents:

1.

Will

Your will is an essential piece of documentation and is often considered the cornerstone of a proper estate plan. Generally speaking, your will is a document that dictates the distribution of your assets after your death. Having an iron-clad will is one of the best ways to make sure that your wishes are communicated clearly. As is the case with most estate planning, it is highly recommended that you work with an estate planning attorney in Sullivan's Island, SC, to create and update your will.

The contents of a will typically include:

  • Designation of the executor, who is responsible for adhering to the provisions of your will.
  • Designation of beneficiaries the people who will be inheriting your assets
  • Instructions that dictate how and when your beneficiaries will receive assets.
  • Instructions that assign guardianship for any minor children.

Without a will in place, the State of South Carolina will decide how to distribute assets to your beneficiaries. Allowing the state to distribute your assets is often an unfavorable route to take, since the settlement process may not include what you had in mind for your survivors. Having a will drafted that reflects your wishes will prevent such a situation from happening.

 Law Firm Sullivan's Island, SC
2.

Living Will

Despite its name, a living will does not instruct your survivors on what assets go where. Also called an advanced directive, your living will allows you to state your end-of-life medical wishes if you have become unable to communicate. This important document provides guidance to family members and doctors and solidifies certain issues like whether you should be resuscitated after an accident.

For example, it's common to direct that palliative care (care to decrease pain and suffering) always be administered if needed. Conversely, you may state that certain measures are not allowed, like CPR.

Estate Planning Law Sullivan's Island, SC
3.

Trusts

Traditionally, a trust is used to minimize estate taxes and maximize other benefits as part of a well-rounded estate plan. This fiduciary agreement lets a trustee hold your assets on behalf of your beneficiaries. There are many ways to arrange a trust to specify when and how your assets are distributed.

With a trust in place, your beneficiaries can avoid going to probate. That means they may be able to gain access to your assets quicker than when they are transferred with a standard will. Assets placed in a trust can pass outside of probate, which will save you and your family time, money, and stress.

There are two distinct trust categories that you should be aware of: revocable and irrevocable.

 Estate Planning Attorney Sullivan's Island, SC

Revocable Trust:

Also called a living trust, a revocable trust helps assets circumvent probate. With this trust, you can control your assets while you are still alive. These trusts are flexible and may be dissolved at any point in time. This type of trust becomes irrevocable upon your death. Revocable trusts can help you avoid the pitfalls of probate but be aware that they are usually still taxable.

Irrevocable Trust:

This kind of trust transfers assets out of your estate so that they are not taxed and do not have to go through probate. However, once an irrevocable trust has been executed, it may not be altered. That means that once you establish this kind of trust, you lose control of its assets and cannot dissolve the trust. If your primary goal is to avoid taxes on your estate, setting up an irrevocable could be a wise choice.

When drafted with the help of an estate planning lawyer in Sullivan's Island, SC, your trust can also:

Protect Your Legacy:

When constructed properly, a trust can protect your estate from your heirs' creditors. This can be a huge relief for beneficiaries who might need to brush up on money management skills.

Privacy and Probate:

Probate records are made available for public consumption. With a trust, you may have the choice of having your assets pass outside of probate court so that they remain private. In the process, you may also save money that you would lose to taxes and court fees.

Control Wealth:

Because you can specify the exact terms of a trust, you have more control over who receives your assets and when they receive them. As an example, you can set up a revocable trust so that your assets are attainable while you're alive. When you pass, remaining assets are distributed, even in complex situations involving children from multiple marriages.

The Top Estate Planning Law Firm in the Lowcountry

If you know that you need to provide for your family and loved ones after your death, it's time to develop your estate plan. With CDH Law Firm by your side, planning your estate doesn't have to be difficult. However, it does need to be accurate and executed exactly to your wishes something that we have been helping clients achieve for years. Don't leave your legacy up to chance contact our office today and secure your future generations.

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Latest News in Sullivan's Island, SC

The Best Small Town Getaway In South Carolina: Best Things To Do In Sullivan's Island

Visiting South Carolina is like stepping into a welcomed tapestry of history, natural beauty, and warm hospitality. From the charming cobblestone streets of Charleston to the breathtaking vistas of the Blue Ridge Mountains, this vibrant state offers many experiences for every type of traveler. With its vibrant cities, quaint towns, and welcoming locals, South Carolina invites visitors to embrace its Southern charm and create memories that will last a lifetime. With a state with as much diversity and offerings as South Carolina, it’s no...

Visiting South Carolina is like stepping into a welcomed tapestry of history, natural beauty, and warm hospitality. From the charming cobblestone streets of Charleston to the breathtaking vistas of the Blue Ridge Mountains, this vibrant state offers many experiences for every type of traveler. With its vibrant cities, quaint towns, and welcoming locals, South Carolina invites visitors to embrace its Southern charm and create memories that will last a lifetime. With a state with as much diversity and offerings as South Carolina, it’s no wonder we’ve chosen one of its small towns to feature in our Small Town Getaways series. Are you ready to explore all of the things to do in Sullivan’s Island?

Sullivan’s Island, South Carolina, is a quaint barrier island at the entrance of the Charleston Harbor with just shy of 2,000 residents. There is such a refreshing variety of things to do, you’ll never have a dull moment. Originally named O’Sullivan’s Island, this captivating destination harmoniously blends the rich heritage of the South with the idyllic charm of a coastal getaway. As soon as you step foot onto these shores, you’ll be captivated by the beauty and serene nature that encapsulates the island.

Do you love visiting and learning all about America’s small towns? Take our interactive quiz to discover which Small Town Getaway you should take this year.

Table of Contents

Is Sullivan’s Island Worth Visiting?

Absolutely! Sullivan’s Island is definitely worth visiting for its unique blend of natural beauty, rich history, and relaxed coastal vibes. Once you figure out what to do on Sullivan’s Island, there will never be a dull moment.

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How To Get To Sullivan’s Islan

Getting Around Sullivan’s Islan

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Best Time To Visit Sullivan’s Island

While the best time of year to visit Sullivan’s Island depends on personal preference, we’re here as your premier Sullivan’s Island travel guide to help you choose what season is best for you. No matter the season, activities in Sullivan’s Island are aplenty, so let’s get to it!

Where To Stay In Sullivan’s Island

Whether you’re seeking beachfront properties with stunning views or a quaint getaway with a touch of Southern hospitality, Sullivan’s Island has options to cater to various tastes. As far as Sullivan’s Island attractions go, sometimes it’s the accommodations that take the cake. What’s unique about choosing where to stay when on Sullivan’s Island is that there will be minimal if any, hotel or motel options. Your best bet is finding a charming home-away-from-home through VRBO.

Day One – A Few Local Favorites

Whether you’re taking a day trip to Sullivan’s Island or staying a weekend, we’ve come up with the best itinerary for you to consider. From finding out “what is Sullivan’s Island known for?” to exploring the beauty of the downtown Sullivan’s Island area, we have two full days of fun, sun, and delicious eats.

Day Two – Exploring The Coast

Visiting Sullivan’s Island, South Carolina is an experience of a lifetime. From sun-soaked days on the shore to immersing yourself in the island’s unique heritage, this small town offers a memorable coastal getaway for all who venture its way. Whether you’re strolling along its pristine beaches, exploring its historic landmarks like Fort Moultrie, or indulging in the local cuisine, the island offers a delightful escape from day-to-day life.

Also, you can keep learning about Sullivan’s Island courtesy of The Charleston Life’s YouTube video:

Are you ready to plan a day trip to Sullivan Island, South Carolina? Do you have your own list of things to do on Sullivan’s Island that you want to share with fellow travelers? Sound off in the comments section! Or if you want to keep learning about the best Small Town Getaways across the country, we have so many more for you to consider visiting.

Sullivan's Island group urges protection of Maritime Forest

SULLIVAN'S ISLAND, S.C. (WCIV) — Sullivan's Island For All wants to make sure people know not only the beauty of the Maritime Forest, but also how it protects the community.Karen Byko, the president of Sullivan's Island For All, says the forest is more than just a home for wildlife.Read more: ...

SULLIVAN'S ISLAND, S.C. (WCIV) — Sullivan's Island For All wants to make sure people know not only the beauty of the Maritime Forest, but also how it protects the community.

Karen Byko, the president of Sullivan's Island For All, says the forest is more than just a home for wildlife.

Read more: Lowcountry law enforcement helps those in need at Seacoast Church

"The trees here are protecting us, so we need to protect them," she said. "The Maritime Forest provides a vegetative wall between the ocean and the homeowners, so that as storm surge comes in from the ocean, they provide that wall to protect us from that water. It's critically important that we preserve these trees to protect the island from that kind of destructive erosion."

Byko says there are some threats to this forest, such as the illegal cutting of the trees.

"We have people frequently who come out here and cut into public land trust, trees, and vegetation they do not own and they don't have a right to do," she said. "This land is protected for all of us to be able to enjoy."

According to Byko, everyone should care about this issue. She advocates for the protection of these 195 acres.

Sullivan's Island For All wants to make sure people know not only the beauty of the Maritime Forest, but also how it protects the community. (WCIV)

"We live in a world where we know the effects of climate change are accelerating," Byko said. "We know these types of habitats are increasingly being destroyed and eroded. I just encourage everybody to come out here and know why we are fighting so hard to try to save this."

Byko also mentioned this forest is one of the last of its kind.

"There are very few places we can go to anymore that we can be in a wild space like this and be able to just enjoy it," Byko said. "If you look at maritime forests, you'll find there are very few that are left along the entire East Coast of the United States. This is one of the last few remaining Maritime Forests in the United States that's easily accessible to anybody."

"Anybody in Charleston can get in their car, drive over here, find a parking space, and enjoy the Maritime Forest," she said.

Sullivan's Island polar plungers raise nearly $17,000 for Special Olympics

SULLIVAN'S ISLAND, S.C. (WCIV) — People across the nation made a splash along the coast this new year.Here in the Lowcountry, Dunleavy's Pub on Sullivan's Island hosted its 29th annual New Year's Day Polar Plunge. Plungers dove into 2024 and in the process, helped raise nearly $17,000 for South Carolina Special Olympics.Read more: Murray-mania: Bill Murray...

SULLIVAN'S ISLAND, S.C. (WCIV) — People across the nation made a splash along the coast this new year.

Here in the Lowcountry, Dunleavy's Pub on Sullivan's Island hosted its 29th annual New Year's Day Polar Plunge. Plungers dove into 2024 and in the process, helped raise nearly $17,000 for South Carolina Special Olympics.

Read more: Murray-mania: Bill Murray look-alikes dive into Folly Beach for annual polar plunge

"This is one of my favorite parts," Special Olympics athlete Kylie MacFarland said. "I mean, everybody's donating, everybody's helping out and, and Sue's been here all helping out, so it's been a great day today."

It was a cold way to ring in the new year, all with a special cause in mind. The streets of Sullivan's Island were packed with polar plungers ready to make that big splash.

"It was like I expected," Emma Grace Funderburk said. "Very cold, but then once I got further out and just the longer I stayed in there, the better it got."

Dunleavy's Pub has been pairing with Special Olympics South Carolina since 2003. All fundraising from the annual New Year's Day event goes directly to the organization, allowing them to support the state's over 30,000 athletes.

"It goes directly for athletes like Kylie to participate, to pay for their uniforms, to pay for their transportation, their lodging, facilities, everything that goes on for them," Executive Director for Special Olympics South Carolina Sue Maner said.

The group sold t-shirts and hats, or people could choose to sponsor athletes ahead of their upcoming seasons.

For some locals, this Sullivan's Island Polar Plunge is a tradition they can't pass up.

Read more: MPPD's Polar Plunge scheduled for Feb. 18 at the Windjammer

"My husband and I think this was year 15 and this was our girls first time," Cameron Liebetrau said.

For others, 2024 was year one, but most likely, not the last time they hit the beach on the first of the year.

"This was a good start," Jason Phillips said. "Doing something we hadn't ever done and them getting ready to go back to school, so you know, what better way to do it."

Brrrr! 3 Charleston-area polar plunges to attend New Year’s Day

FOLLY BEACH, S.C. (WCBD) – It’s a popular tradition that many participate in right here along the South Carolina coast – braving the cold ocean temperatures for a quick dip (and we mean quick) to welcome the new year.One of the first polar bear plunges dates back to the early 1900s when the L Street Brownies in Boston took the plunge into the icy cold Dorchester Bay in 1904. The club has been celebrating the new year with a plunge ever since, according to ...

FOLLY BEACH, S.C. (WCBD) – It’s a popular tradition that many participate in right here along the South Carolina coast – braving the cold ocean temperatures for a quick dip (and we mean quick) to welcome the new year.

One of the first polar bear plunges dates back to the early 1900s when the L Street Brownies in Boston took the plunge into the icy cold Dorchester Bay in 1904. The club has been celebrating the new year with a plunge ever since, according to NationalToday.com.

While many take the dip for fun, some plunge into freezing waters to raise funds for charities. It’s also believed the dips boost the immune system, activate endorphins, and reduce stress.

Dunleavy’s Pub on Sullivan’s Island organizes its polar bear plunge each year in support of Special Olympics of South Carolina. The organization provides year-round sports training and athletic competition in myriad Olympic-type sports for children and adults with intellectual disabilities.

Plungers will gather on the beach for the pub’s 29th annual polar plunge at 2:00 p.m. on New Year’s Day. Dunleavy’s Pub is located at 2213 Middle Street on Sullivans Island.

Over on Seabrook Island, plungers will gather for the town’s polar bear plunge at North Beach near Boardwalk 1 at 10:30 a.m. Attendees can then warm up near a bonfire while sipping on some hot chocolate.

Finally, Folly Beach will host its 10th annual Bill Murray Look-a-like Polar Plunge on the beach New Year’s Day. Hundreds of people attend the Polar Plunge each year, many of whom come dressed as their favorite Bill Murray characters.

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There is a costume contest that starts at 12:30 p.m., and the plunge takes place at 1:30 p.m. beachside at the Tides Hotel.

Ocean temperatures are currently at about 56 degrees in Charleston Harbor. The temperature along the beaches is expected to be around 58 degrees under a mostly sunny sky on Jan. 1

Sullivan’s Island saved 100 Palmetto trees from being axed. They are again at risk.

Middle Street on Sullivan’s Island could look sparse in the new year. Sixteen miles of streets and roadways on the barrier island are part of Dominion Energy’s routine tree-trimming project at the start of 2024.Dominion Energy has contracted with Xylem Tree Experts to trim limbs that are within unsafe proximity to power lines, beginning Jan. 2. Work will begin near Fort Moultrie, and crews will make their way toward Breach Inlet over an eight- to 10-week period.The 16-mile collection of streets and roads on Sullivan...

Middle Street on Sullivan’s Island could look sparse in the new year. Sixteen miles of streets and roadways on the barrier island are part of Dominion Energy’s routine tree-trimming project at the start of 2024.

Dominion Energy has contracted with Xylem Tree Experts to trim limbs that are within unsafe proximity to power lines, beginning Jan. 2. Work will begin near Fort Moultrie, and crews will make their way toward Breach Inlet over an eight- to 10-week period.

The 16-mile collection of streets and roads on Sullivan’s Island is part of a larger trimming effort that spans 87 miles and includes portions of Mount Pleasant, Isle of Palms and Goat Island.

Each time a trimming project is announced, feedback and concern from residents is expected — particularly when the removal of palmetto trees is a possibility.

Sullivan’s Island is no stranger to this: the power utility had plans to remove over 200 palmetto trees on the island in 2020, but paused the effort following a meeting with the town’s mayor, Patrick O’Neil.

“We certainly understand the passion surrounding trees in the Lowcountry; we work and live here, too,” said Dominion Energy spokesman Paul Fischer. “These are our communities, as well, and we understand that, but safeguarding overhead electric lines is critical to keeping the lights on for all the customers we serve.”

About 100 palmetto trees were not cut down as a result of that meeting and continued to grow, O’Neil said. This time around, Sullivan’s Island may not get so lucky.

“We got a stay of execution for about 100 or so of them that were not definitely intruding on the required space that power lines have around them,” O’Neil said. “I’m assuming a large number of them will have to go this time, unfortunately. But you know, we’ve made it clear to them that we hope they won’t do anything more than is absolutely necessary.”

Fischer said there are currently no palmetto trees specifically targeted for removal, but the trees that pose a risk to overhead lines soon will be identified. Trees needing removal will be marked with spray paint at the base, Mark Branham, Dominion Energy forester, said during a presentation to Sullivan’s Island Town Council on Dec. 19.

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